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UNOFFICIAL
SADDLEBAG LAKE OWNERS ASSOCIATION, INC.
Unpublished Version
This version has been unofficially edited. It is MY copy and anyone is welcome to use it as an
additional reference to the SLOA Official version.
The Original Declaration of Covenants & Restrictions for Unit #1 has been added, along with the 1986
Revised Covenants.

INDEX

“The Declaration of COVENANTS AND RESTRICTIONS” aka CC&R’s
1986 “Amendment” to Covenants
1989 “Amendment” to Covenants
ARTICLES OF INCORPORATION
BYLAWS (edited)
RULES & REGULATIONS (edited)
REGULATION NO 1

-

ADMINISTRATION

REGULATION NO 2

-

SOCIAL SERVICES AND ACTIVITIES

REGULATION NO 3

-

SECURITY REGULATIONS

REGULATION NO 4

-

ARCHITECTURAL AND LANDSCAPING CONTROLS

REGULATION NO 5

-

COMMON AREAS AND FACILITIES

REGULATION NO 6

-

OCCUPANCY AND USAGE CONTROLS

Though edited, the previous original version has been preserved. The erroneous language which has
been edited “out” is in RED and corrections are in GREEN.

ra

E

I

56r-153

f,E[-t428 mot 149

sADDtfi?*oltAKE
DECL'TRAIIO!{ Otr

covaNnturs,

nIn nasrnrcrrrous

gAl
t3r(Il'.lfif, llElr gf EESE l3f,S$if3:
l$Etals'slIDIaaAgI.iIcEgssogls'I!tg.lgaorrtb6or,,Ier.ofaal'tire
CouEtyt
tots sloue oa llhe plat of SeedtLeba5 laker llalt Ir Polts
the publle
Elor:tila, accorelB8i to tlra plat tb'et6of reooriled la
lecorilg ol ?olk Goulrfit, tt,ottAa tn ?lat'Book ' Da8es
th,rouSb' Lactruglver aril
f!(C' 1s Aevelogla6 Ebe property
ptaclnE certain eovenanta'
Ehosn oa sa1d plet aad l,s desJ'rous of
bn sald
atd restr:'atlong upon tbe u$6 of each of sal"d lots shot&
to atln t''th
Dl*t Btsbcned abovgr eald covenants aaa :reatrlctlons
the tLtf.e to the af,otresatd lots'

SEEREAS' SADDLEBAG SAXE RESOBrS,

the Frenlsea and f,or

f,or and ,'t1 conslderatlon of
Ea''d SeddlebaB LEke
ottrretr goof, aad valuable consI'aerat,.ons' the
the Iarls
Becorta, Inc-r a. qorperattotl organ1aed and exl.stlng under

llOB,

'IEEEREFOBEt

oflhestateof.Flo:rlda,herelnafte:rgalI.edi}re|rdevelopertldoes
hc:'ebyforltge].fandltsgucgessoraanaesElgnsregtflcttheuae'
uh''ch
es heretnafter grovldeitr of al.l of the lota shorn on and
plaoe upon
are a part of sald 91at ard th' Developer does hereby
t31d tots certaan coven;rjEts ana restri'ctlons as follows:
l.sa''d]'9tshallbeBBedeacluElvelyBsa:recreatlonal
..
;'
s1t6.,
vehlcle
' ?- A1!' recreatlonaL wehlcle sLtes shatl be'r€seft'€d
categoLy',
and lestrlcted.for.0A.qPXNc gRAIIJSRS, lnsludlnBltl'thl'n such
.
tral-leltst
. tenB typ'e foldlng. trallers, p,.clcup cEltrpers' aodcrn trav61
"
&otor trortesr anrjl othl:r-stra!1sn types of carislng trallers
to as'the canptng
'
dulptaqnt that:are ![ob11er heteLaafEer refenred'
facr'l3ty. FoXd1nE tetlts.not &ounted on'rheels ari ngt lncluded
.rlthtlisuchcate8ory.It!sthedeclaredlBtentoftheDevgloPer.
't l*

;'!r,')d'
"
i 'lm.lsrn ttu:t rslPtEtx!

Ef;

'
:: J.i:l:l s. tLignili" ErO.
. rof ttrraju.llar:rlri' uitl',E
.i , t'!il:i;,ri,:':rr,;'jl. tt0iliii
.

.;

3!1ll

,\,
E
.tl
C.t

'\}

!r-

'r

to

arcf.ltdr! mob,.].e lrooes from u{re grt

i:ltl.t;t$

tho slueE and to cre{rte

and

,rarntaln an &rea derrlgnated f.or tfue maxlnum beauty and beEef,lt
of cannperc. No l.rndscaplaA ray be 1nsta116d by the put chaser
rJ,thoEt prr-or approval af the Saddleba8 Lake Property Orne?$
fmpfovedent' Aasoclatton, fnc., heretlrafter refetred !o aE'the
LsEoclatlon.
3. ta.bles, benches, f,lrepla.ees and gr,"].le may be
ercct(rd, but no other personcl pnoperty, ercept as provl.ded ,.n
para8faph 2 honeof, shall be pernLtted to femaln where Lt can
be seen by other campers or vtgl.tors to the area, except Bhen
the El.te ra actr.ally '!n ure. lphe foregolng shall rof app:,y to
the caDplng faclllty whlch [ay be all"ored.to reaaln on the slte
even though not ln use. t{o caepr.$B facl.ll.ty shall be placed, on
a slte for more thaB f,.ve deys ur-thoBt haelng been apDroved, b:r
a duly authorlsad representatlve of the Assoclatton, as havlng
Eet the Ebove regur.retnents as to condl.tloa and type of faclllty
atrd sg!'d faclt,'ty ahall thercaftetr bE tnepected and agproved
annuslly as to oondltl,on and type. Only one aamplng facluty
,Day be located or mar.ntar,ned on eaah s1te.
{. No aaLmals, bLnds or fos]'. shall. be kept or. Eaiatained
on any lot except Aogs, cats and pet blrds, rrhlch nay be kept
the:reon jn reasonable nurtbelta ag trets for the ple*srine and use
of the oecupants but not fon any comnercial use or purpose. All
get8 nuBt be kept under co!rtr61 at aL1 tLlnca, and,tust not bacono a nu!.sance. by banleLnE or other aots.
.
5. No hedBes ,'n e*ceas of 24n ln helght and no fences,
*aIls, oal].borcat clothcsl'lncs, fad,'g or. te]'evtr,s1on antennas
shall be pertslttsd on.an5r slte. Only Assoclaltlon app:roved
garbage-or. !,rash receptaeles rl.ll be altrorved on each site.
- 5., tgo s,'gn of any charaeten shall be d,'splayed or
placed upon any slte except a sign bearing the naue. of the oune!,
not to exceed 5tr by 2O'. .No slEns Ehall bc attached to treeB at
any Locatlo"
.li .uolpff."ts Lr,xE.

-2-

rff

150

!f

?ilD

':.-'';

'!F.[.{.{r8 an

7. An easG|nent of ftve (5) f,eet tn wl'dth 1g rese*ved
alon8i eeah of ths Lot :,lnes of each sl.te (front' back and sLdee)
for thG lnstallatlon atrd Ealatenance of [tllr'ty servlcesr- 8n{
Lt l! understoott itad auch easeoent sray be used by the DeveloPer
gad/or lt8 assr.Bns forr such tnsta1latLon aod nalntenancer as the
caae r[lght be.
8. l{o outstde tor.lets shall be 1n3ta11ed o,r alloued on
anlr sLte. Developar tras or $111 1n8tall sultable and adequate
aanatarlr fac,.ll"tt€s as provid6d by the La$a of the State of
Flortda' ani eacb usir of :euch fao1lltta$ aErees to l}rotect
the aane and prevent losa or dr"rase to occur thGreto.
9. llo rrulaaDce stratrl be altrored upon the Property nor
ansr une o!' gractlce rhlch-1E the squltce of annoyance to resldlentst
or rhlch lnterferes rlth thc t eacef,uJ, possess1on and pro9er usc
of thc p:!'oDerty by LEa resldents. A]'l parts dt tne property shall
be kept.r.n a caean and sanltary condltlonr and no rubbtsh, nafuse
or E3,nbage shall be a,llored to accu$ulater or 8ny f!.e hazard
a[ori€d to exist.
XO. l,lo comtelc!.af. aatlvlty of, any kind uhatsoever
sha1l be conducted oa or fron antrr 3r't6. tlhe foregolng shall
not' horever' prevent the Developer from deslgnatlng ccrtaln
areas fon comer:ctal use.
-'
11. SA.DDr.EBAG LArE HESORrS' f!IC., shall, on or before
APrtL l, i9??, oonvey the f,ollowlng faellltles to ttte Saddlebait
la,Ice Property owners Inproveaent Assoc1alton, fnc- rto r1t:
strceta, fences, grteenbelts, parks, recreatlon center; small '
boi.t dockr confotrt atatlons' beaeh, launalry fasl].,'ttes' ent, ance
gate and ]andscapln8:, cat?als, bulkheadsr brldges, gulvertsr pogl'.
ard. other tbcreat,'onaf. factutl.es' bath and BeYerage plants on
slte and dtstr,.butl'on systeEs, street ]'lghtl.ng systen and s18ns'
The'saddLebog Lake Property orners fnprovement Asaocla'.ton, Lt:'
.3h411 levy and co].lsct a reasonable monthly assessment agial'nst.'
lob orners sufficient to dorer each loi oflncrrs iropnrtlonate '.
-5-

tsl

ftJ.tfg rrr tirz
of

actunl oo!!L of .,por.atl,rS and ltalnfalnlnt: al: !]eae
oal.I acBlvlE.lc!: 3nd for pPovr.dlrt8 r,ater, ef,actrl.Clty Atrd gcrba8e
'dlltposal i:(!r.vlc{r, .!c}r:U:rr servr.ce, Ecneral nuLntenance and Garrylng
out of ltr; managerlal dutles hereunder. Llkewl.se, the Associatlon
irhall lnclude ln the ac$essnent so nade a sum adequate to pay
all reat' proparty and other tares on sald f,actl!.ttes. The
collqctton of these 6ums shall be Frovl.ded fon Ln an adequate
nanner to a:rrrure ghe malEtengnce neceasary. lrhc asEgsll[rnts for
etpense$ slrall be Levled Ln accordance iltth the By-f,.ss5 of the
::lrrlr.(!

Lhe

Assoclaglon.

f.2. fheae nestrlctlons shall be consldened as covenants
runnlnB.slth the.landr and shalX blnd the purchasers of aL]' l,ots
ahown on the pl.at herelnbefore :leferred tor'the,'r heltrar crecutotps,
adnlnlstTatorE, auccesaons and-assl'grs, andl l.f satd ornars or
any of them, the!.r helra, executors, adELnlstratort, aueceslora
on a$algns shall vlolate or ettempt to vlotate anli of the eoveaafits
;r reEtrtctlons hereln contalaed, 1t shau, be ].anful for the
Developer, the A$soc!'aLtoh, or ar\y perpsoa or pelrsotrs o$n1nE any
lots l.n Sadd],ebag Lake to ptroseoute any proceedLnB at ]'ar or
ln equr.ty agia,.nst the persolr or persoas vlolat1lrg or attenXrtug
to vlolate any such cofenanrt or festrlc!,,oo and elthen to prevcnt
htrs or then fiom dg!.ngi so ot to .riecorer dallages f,or such r,'olatton
lncludlng costs of the sul.t and a reasonabl.e attonneyrs fee.
Any l,nvalltlat,.on of any of the6e covenentc aEd restrlctlon3 Bha!'].
ln no rrgy affeet any otshor of the pnovlslons thereof $h1ch shaL1
ihdreefler r€ear.a l'n fuU force and effeet.
13. . The lbt orner sha1l not pere,'t or suff€r anyttlnei to
be done or kept on his lot rhr.ch 1111 l.ncrease ttre rate of
lnsunance on the .coEmon Drpopelrty, on rhr.ah wi:.l obst:ruat or i,nter?
fere vith Uhe rtghts of other 1ot orrners,6r annoy then by
unreasonable nolses, or otherwise; hon shall the lot owner conarli
o:r pennr,t any oulsance, fitnorra]. on tl.l,egal act ln on dbout the
contnon property.
I
t
t

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t-'.,"''t

iJ

.

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SEttrtrs'll

150

6v'ned
1S. t{o person sba1l uae any property or fac1.11!!e8
a
or
part thereof}
by the l6aoelaElon or the Devel,ope:1, or any
to or not Ln
1ot or any pa* thofeof,t l.n any nanner contrary
ther€to' at
accordaRce rith Buch ruleE and regulat!'ons Fertaln'ng
tlos ttre to tllte [ay be promrlSated by thli Associ"atlon'
f5. rfhe lnttLa1 Rules and BeEulations are captton€d
nftrleg a,tld Bi8ulat!'onsn and t'rc as sct forth ln the By-Lanrs of the

shau' be deeEed
Assoclatr.on. lfhe satd 8ul'es aDd neSulatlons
cffectlve unttl atended' as provlAed by th€ By-Laws'

{t
.tI
':1.
I i-.
r.: I
':, i

*ii

16.Satddevelopcr&aylncludetna'\ycontractordeed
restrlctlons that
hcreefEer EdG any adi,.ttonal. corenants and
the standards
are aot lnconsastent r,,-th and r'tr,.eh Ao not lorer
of tbe covenants and restr,.ctlon's set forth here1n'
or Eore
L?. DgveroDe!'Day at any tlne re].saEe any one
the rastrlctt'ons and'
l.ots shoDrn or sa,'d plat f,lo!! any on a]'1 of
fortht a,rtd alEo fron
cor€ra,nts runntrr& r,lth the ].and he:teln set
tilpqsed purauant
amr or aal addatlonaf. r€strlcttons and eoecnants
'to the dlvtslirns of, SaraaSraPh 16 above, protl'ded the $rLtten
less than threeconseat thsr€to of the o$Dele o:n ounerB of not
plat sball. be obtalned'
tourtbs ltr ilrlnber of tbe lots shown on 631d
!.8. If, the developer ahall transfer or aaElEn lhe developeuEceeded by another
EGnt o! 6uch 8rrbdlvJ.8aon orr lf ,'t shatl be
ln the developaent of Buoh Eubd,'vlslont then such tiansfare;'
the several T ightBt
antsr.Enes, or 'succs6;c}r shal.!' be westcd ltlth
gtven sa,.d developer by eny
Dorersr "privlleges or authorltlea
paragaft olr paraeraph hereof' :!he fo!'e8olng piovtslons of th13
6uch 1n-'
graph 18 shall be'autouatlc' but developeP Day execirte
ve6tl'ng of, lhe several
. stnutrdaB as lt ahall deelre to evldence the
rlEht3, por€rsr' pnivlleges and authorltles ln such tran3ferce'
the event lhe deveioper
aastgrree- or guccessor.' In addltj,on and ln
mer8er o't"
contenplates or -ls !n the procass'bf dissolution'
to such pe1corlsolldatlon, the developen lrey transfer and asslBn
rlghts'"
eon, ftrtB on corPoratr'on as lt sha1l aeLect anyland'all
-5i'l',::;l''.:gj

i-'

.-. ,.1".1:

*.I tt?S rlsr ISS
porrcrri, lrrlvllegcx nnd aul6sylttec glven are developor by any
paFt or ;iitr'.'rgr'rplr hcreof' shcth€r or not tho deveLoper shafl ax,ao
tFansfer or asclgn the developmsnt of such eubdtvlsl'on or be
euccecdad ,r the devel0pment of such ,ubdlvlslon. rn the ov6nt

thst at

any tlme herbafter there Ehall be no per.son, f!.rm or
aorporatlon eatltled to exerclse the rlghts, porrera, prlvlLeges
and authorltles El.ven sald devil0per ulder ghe provr,stons hereo?,
such rlghtsr touers, prlvllege$ anil authorltles shall be vested
ln and exerctEed by a cond,ttee Co be elected or appolBted by
owners of a maJorlty of the 10ta of sard larul and ln such event
suclr corIrtttee shall then have the sane rlghts, toBers, trlvlleger
and'&rrttorLtlee as are gtven to the dqvelopen by any pert or
paraSraph hereof. Nothlng hereln shall be construeal as sonforrlng
any ttghts' powerB' pr1v11e8e3 6nd atrtho!.it,.es ln sald col[slttee
except l.n tho even! aforesald.

I}I TITNESS I{HEBEOF, xe have set our
,_9,
7 iqim;gt.lrarch,
i.ai.t;- -. -' 192a.
--:::--.::
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,

I
$Is I
ki,lt,,iiYia.E Sec:Fetary

c."o..RPgirlc'E'

.smora;d.r,ye

Bv:--&t

hands and BeBls

ut,

thts

fEso11s,

resldent

rc;---:n*a:L:t

S1ATE OE FIORIDA

coult[f oF

FAL!,I BEACtr

r

r'ItEREBf CEErIFY thab on trrrs fSEay

of t{ar!b, tg?2, bofore
iL-.
lt*:L;.ata . d?'f ,. fl.,.t,
!'e6pect{vely Presldeiit. and secr.tary or SAI}DLEBAG **r'"("o*rrr
rNC.,
rne'pensonal

ly

apgeared'l?k;

-6-

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SEtlSS nu ,.$5
a ootipora,tlon under tbe t4td of thq State of Plorlda' to ne -knorn
to ba th6 tadlrtdusls aBd offlcers descr!'bed In 8nd rho et6cuted
tbG foregoin8 lnatrunentr and severally acknorledgcd lta executlon

to be thetr fr.e act ard Ceed as such dul'y authortzeo offlccrsi
8ut thaB th6 off,lci&I, aeal of the eorForetlon le duly aff,llett and
lhe lnstruacnt ts the aet nnd dccd of the corporatlon'
$Ia'ilEgS ey sr.gnature and offtclal' seal at
la the county of Palrn Beachn State of Florlda the ilay
lrst afollcsa,td. .


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