Life Style Risk Calculator Tool Indiana .pdf
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REALITY OF YOUR LIFESTYLE
Helping to Solve the HealthCare Crisis;
Helping to Solve the Retirement Crisis.
"Award Winning Software"
Lifestyle Risk Calculator has been selected for the 2012, 2013 & 2014 Best of Cincinnati Award in
the Computer Software & Services category by the Cincinnati Award Program.
40+ years working in healthcare benefit management
Benefit from an increase in member engagement with the Lifestyle Risk Calculator.
Our calculator can be matched to your HRA and behavior is modifiable on demand
by the member. We are a "crystal ball" for their retirement reality. If integrated with
predictive modeling, both financial and clinical outcomes can be projected.
Illustration and the interactive nature of the calculator is engaging and creates
interest. When combined with a wellness plan, everyone benefits!
Weight Management companies benefit from the illustrative features of the
Lifestyle Risk Calculator. We break down foods consumed by the individual and show
the cost of the excess daily food consumption. We calculate their BMI, BMR and
excess cost per calorie. This can be integrated into your weight management
planning in order to deliver a more comprehensive and valuable benefit to your
Employers need engagement and education for their employees and
dependents. The increasing healthcare cost along with productivity
losses driven by chronic illness is out of control.
Employers benefit from the added functionality of the Lifestyle Risk
Calculator in their benefits plans. We correlate behavior to lost
retirement savings. Our calculator, when integrated with biometric
modeling, will illustrate a better "State of Health." Members will
better understand how their behavior/lifestyle determines their
future "State of Health." This is a more effective approach than
providing health score cards.
Unhealthy Behavior Drives 80% of HealthCare Need
Being Overweight and Obese is the New Norm
Our Nation Has a Retirement Savings Crisis
"Health 2 Wealth Solution"
Example A- A person who is 25 years old and 50 pounds overweight spends, on
average, $5.27 a day on extra food to maintain their weight with their
current food choices. (Identified by our calculator)
Same person smoking 15 cigarettes a day on the average spends $4.69 a day
based on what they pay per pack.
Same person consuming 1 drink a day, on average, spends about $4.00 a day
based on their consumption habit.
This equates to $4,385.41 in annual pre-tax dollars. When converted to a
Qualified Retirement Plan, over $204,640.00 of new retirement savings for this
25 year old.
"Crystal Ball of Your Retirement"
Begin a Winning Health 2 Wealth Plan of Action
Begin shifting your spending from unhealthy behavior to savings
Reduce unhealthy behavior
Lower your healthcare needs
Improve our Longevity - "State of Health"
Increase the odds of enjoying a healthy and wealthy retirement