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Two Wheeler Loan .pdf



Original filename: Two Wheeler Loan.pdf
Title: Two Wheeler Loan
Author: prasad.v

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Two Wheeler Loan

Two Wheeler Loan
• Financing the cost of a two wheeler is an easy substitute for the
prospective buyers. These loans come taking into account relatively
affordable attraction rates. Flexible repayment options are handy in EMIs
as soon as tenure ranging from 12 to 48 months.
• The borrower subsequent to his compulsion and financial condition can
opt for either type of bike at the forefront movement :
1) Secured Two Wheeler Loans
2) Unsecured Two Wheeler Loans
• Secured Two Wheeler Loans : Secured bike involve ahead means
intensification adjoining security. The progression applicant has to pledge
his property in imitation of habitat, house or any buildup vital property
neighboring to the enlarge on taken.
• Unsecured Two Wheeler Loan : Unsecured bike loans are not secured
against any pungent asset of the borrower whether definite or intangible.

Need a Two Wheeler Loan??

Eligibility Documents for Two wheeler loan
For Self Employed individual:
• Income Tax returns of last two years
• Bank statement
• Repayment track record
• Identity proof and Residence proof
For Salaried individual:
• Latest salary slip of three months
• Form 16
• Bank statement
• Repayment track record
• Identity proof and Residence proof

Features Of Two wheeler Loan





2% lower rate and 50% lower Processing Fees for A/c holders
Savings up to Rs 2375/-*
Check eligibility in 1 minute. Approval in 15 minutes.
*Conditions Apply

FAQ’S
1) Am I eligible to get two wheeler loans?

. If you are salaried individual between 21 and 60 years of age with a monthly income of Rs.

Ans

4,500 or a self-employed professional between 21 and 65 with an annual income of Rs.
54,000/- you are eligible for a loan.
2) How long does it take for the loan to get approved?
Ans. Although in some cases the loan can be approved on the spot, most loans are sanctioned
within 48 hour to 72 hours.
3) Can I get loan without income proof?
Ans. Finance up to 70% can be provided without income documents to small business owners
and people with clean loan repayment records in the past.
4) Do I need a guarantor?
Ans. Generally no, however in case if you don't meet the Bank's norms then you may be required
to have a guarantor to stand surety for your loan.


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