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Reasons to avail Business Loans from HDFC Bank .pdf

Original filename: Reasons to avail Business Loans from HDFC Bank.pdf
Title: Reasons to avail Business Loans from HDFC Bank Limited
Author: harika.p

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Businesses require an melody amount of capital to fund
startup expenses or assign expansions. As such,
companies herald you will on out matter loans to profit
the financial auspices they compulsion. A matter promote
is debt that the company is obligated to repay according
to the proceeds terms and conditions.

Minimum Turnover of Rs. 40 Lac.
Years in business: Minimum of 3 years in current business and
5 years total business experience.
Business must be profit making for the last 2 years.
Minimum Annual Income (ITR): Rs. 1.5 Lac p.a.
Age of Applicant: Min 21 years & Max. 65 years at the time of
loan maturity.

Protects the family by paying off the loan amount in case of
death of the customer.
Life Coverage – provides peace of Mind .
No need to use other savings to repay the loan.
Tax Benefits as per applicable laws
One convenient package - loan + insurance.

PAN Card – For Company /Firm/ individual.
Proof of your identity: Copy of Aadhaar Card/Passport/Voter's
ID card/Pan Card/Driving License.
Proof of your address: Copy of Aadhaar Card/Passport/ Voter
ID-Card/Driving License.
Bank Statement (latest 6 months).
Latest ITR along with computation of income, Balance sheet
and Profit & Loss a/c for the last 2 years. Financial should be
CA Certified /Audited.
Proof of continuation (ITR/Trade license /Establishment /Sales
Tax certificate).
Other Mandatory Documents (Sole Prop. Declaration Or
Certified Copy of Partnership Deed, Certified true copy of
Memorandum & Articles of Association (certified by Director)
& Board resolution (Original)

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