HDFC Life Click 2 Protect .pdf
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HDFC Life Click 2 Protect - Why you should Buy Online?
HDFC life click to protect plan is a comprehensive protection plan introduced by HDFC life insurance.
The plan provide protection to the individuals and their loved ones through life uncertainly. Depending
on your needs and requirements you can choose the cover option and the insurance cover with this
term life insurance policy. HDFC click to protect plus ensures a life coverage of Rs1Crore at a very
nominal monthly premium. The plan is not only flexible but can be customized according to the
requirements. HDFC life insurance term plan can be purchased online also.
While purchasing term plan you can go to the online portals and compare the policies so that you get
the best options to choose from. Purchasing a term insurance plan online not only saves a lot of time, it
is very easy and hassle free too. This plan open option for an individual to secure the family and their
day to day wants in the absence on the form of monthly income under income & income plus options.
To purchase the HDFC life click to protect plus plane the eligibility criteria starts from 18 years- 65 years.
The maturity age of the policy is 75 years and it provide a coverage in a tenure of minimum 10 years to
maximum 40 years.
Tenure of Coverage
Minimum 18 years
Maximum 65 years
Minimum 10 years
Maximum 40 years
While purchasing HDFC Life Click to Protect online one should keep handy the documents like age proof,
identity proof, address proof, income proof and the report of the medical tests. Based on the plan
option you choose, your gender and your age the minimum sum assured for this policy will be Rs25, 00,
000. Moreover, there are no limits to maximum sum assured. Some of the key features of HDFC click to
protect plan is:
1. Life cover option- in case of the death of the policy holder the nominee of the policy will receive
the lump sum payout.
2. Extra life with accidental death benefits options- in case of death due to accident the nominee
will receive a lump sum payout as extra death benefit along with the additional sum assured.
3. Income options- under this, for the period of 15 years the nominee will receive a sum assured
payout as well as the remaining amount divided into monthly income.
4. Income plus option- In this a sum assured will be paid to the nominee on the death of the policy
holder and monthly income will be paid for the next 10 years. This monthly income can be
chosen as a normal or increasing income at a rate of 10 % per annum.
Some of the benefits offered by the policy
Death benefits- in case of the unfortunate death of the policy holder, the nominee receives the benefits
as per the premium policies chosen. If a single premium policy is chosen then the nominee will receive
125% of the single premium and the sun assured. If the premium chosen is other than the single
premium then the nominee will receive 10 times of the annualized premium.
Maturity benefits- there is no maturity benefit for this policy.
Life stage protection- this option can be availed when the insured has taken the life option along with
an additional premium. The life stage protection increases the sum assured cover and reduces the
additional cover. This can help in future in premium reduction.
Tax benefits- avail of tax benefits under section 80C and 10 (10D) of income tax act 1961
Benefits of Buying HDFC click to protect plus online
The online purchase of the policy is hassle free and saves a lot of time and money.
Nowadays, with the growing competition of the online insurance portals. The insurance
companies are coming up with new customized plans to meet the demand of the customer.
As compared to the door to door insurance sellers you can rely on the online aggregator and
one can get the desired insurance policy at affordable rate.
Moreover, one don’t need to be burdensome about the renewal of the policy as you will get the
reminder for it time to time.
You can easily fill the policy application online and can also check the status of your application
from time to time.
The insurance company offers 24X7 customer support service where one can clarify all doubts
and queries regarding HDFC click to protect plus plan.
You can check the reviews of the policy holders on the company’s website and can get each and