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Reported as of Jun 16, 2016
Lucas Fernandes's Credit Report
Provided by
Overview
Your Credit Score
300
747
Good
Account Mix
Credit Cards
5
Auto
0
Real Estate
0
Student
850
11
Other Loans
0
Total Accounts:
16
Personal Information
Names Reported
See something wrong?
LUCAS D FERNANDES
Find out how to update personal information.
Addresses Reported
Employment Information
97 BRANT WAY
HYANNIS, MA
02601
As of Jun 16, 2016 (latest), you had no employment information
reported on your credit report.
17 RUSTIC LN
HYANNIS, MA
02601
29 CHECKERBERRY ST
HYANNIS, MA
02601
Accounts
Account Name
Account Type
Open Date
Status
Balance
BANK OF AMERICA
Credit Card
May 03, 2012
Account Details
Jun 04, 2016
Creditor Name
BANK OF AMERICA
Account Type
Credit Card
Account Status
Open
Opened Date
May 03, 2012
Closed Date
--
Limit
$1,700
Term
--
Monthly Payment
$25
Responsibility
Individual Account.
Balance
$566
Highest Balance
$1,352
Payment Status
Limit
Term
Monthly Payment
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
2012
U
OK OK OK OK OK OK OK OK OK OK OK OK
J
F
U
M A M
U
J
OK OK OK OK OK OK
J
A
S
O N
D
Unknown
Credit Utilization*
33.29%
See something wrong?
You could dispute an error with Equifax.
--
Student
Aug 20, 2015
Account Details
Closed Date
OK OK OK OK OK OK OK OK OK OK OK OK
2013
OK OK OK OK OK OK OK OK OK OK OK OK
0/0/0
Remarks
Opened Date
2014
--
Times 30/60/90 Days Late
Account Status
OK OK OK OK OK
2015
Jun 01, 2016
Amount Past Due
Account Type
2016
--
Date of Last Payment
Creditor Name
Latest Status: Current
Current
Worst Payment Status
Last Reported
33% of Credit Limit*
No Missed Payments
Payment History
Last Reported
FED LOAN SERVICING
$566
Open - Current
$9,668
Open - Current
No Missed Payments
Payment History
May 31, 2016
FED LOAN SERVICING
Education Loan
Open
Aug 20, 2015
-----
Individual Account.
$9,668
$9,668
Current
---
$0
0/0/0
Student loan -
payment deferred
Latest Status: Current
2016
2015
U
OK OK OK OK
J
F
M A M
J
J
U
A
OK OK OK OK
S
O N
D
Unknown
See something wrong?
You could dispute an error with Equifax.
FED LOAN SERVICING
Student
Nov 03, 2014
Account Details
May 31, 2016
Creditor Name
FED LOAN SERVICING
Account Type
Education Loan
Account Status
Open
Opened Date
Nov 03, 2014
Closed Date
--
Limit
--
Term
--
Monthly Payment
--
Responsibility
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
J
J
A
S
U
O N
OK
D
Unknown
See something wrong?
You could dispute an error with Equifax.
Student loan -
payment deferred
Student
Nov 03, 2014
Account Details
Monthly Payment
M A M
0/0/0
Remarks
Term
F
$0
Times 30/60/90 Days Late
Limit
J
--
Amount Past Due
Closed Date
U
OK OK OK OK OK OK OK OK OK OK OK OK
--
Date of Last Payment
Opened Date
2014
OK OK OK OK
Current
Worst Payment Status
Account Status
2015
$2,000
Payment Status
Account Type
2016
$2,000
Highest Balance
Creditor Name
Latest Status: Current
Individual Account.
Balance
Last Reported
No Missed Payments
Payment History
Last Reported
FED LOAN SERVICING
$2,000
Open - Current
$5,500
Open - Current
No Missed Payments
Payment History
May 31, 2016
FED LOAN SERVICING
Education Loan
Open
Nov 03, 2014
-----
Individual Account.
$5,500
$5,500
Current
---
$0
0/0/0
Student loan -
payment deferred
Latest Status: Current
2016
2015
2014
U
OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK OK
J
F
M A M
J
J
A
S
U
O N
OK
D
Unknown
See something wrong?
You could dispute an error with Equifax.
FED LOAN SERVICING
Student
Sep 15, 2013
Account Details
May 31, 2016
Creditor Name
FED LOAN SERVICING
Account Type
Education Loan
Account Status
Open
Opened Date
Sep 15, 2013
Closed Date
--
Limit
--
Term
--
Monthly Payment
--
Responsibility
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
J
J
A
U
S
OK OK OK
O N
D
Unknown
See something wrong?
You could dispute an error with Equifax.
Student loan -
payment deferred
Student
Sep 15, 2013
Account Details
Monthly Payment
M A M
0/0/0
Remarks
Term
F
$0
Times 30/60/90 Days Late
Limit
U
J
--
Amount Past Due
Closed Date
OK OK OK OK OK OK OK OK OK OK OK OK
2013
OK OK OK OK OK OK OK OK OK OK OK OK
--
Date of Last Payment
Opened Date
2014
Current
Worst Payment Status
Account Status
OK OK OK OK
2015
$2,000
Payment Status
Account Type
2016
$2,000
Highest Balance
Creditor Name
Latest Status: Current
Individual Account.
Balance
Last Reported
No Missed Payments
Payment History
Last Reported
FED LOAN SERVICING
$2,000
Open - Current
$5,500
Open - Current
No Missed Payments
Payment History
May 31, 2016
FED LOAN SERVICING
Education Loan
Open
Sep 15, 2013
-----
Individual Account.
$5,500
$5,500
Current
---
$0
0/0/0
Student loan -
payment deferred
Latest Status: Current
2016
OK OK OK OK
2014
OK OK OK OK OK OK OK OK OK OK OK OK
2015
2013
U
OK OK OK OK OK OK OK OK OK OK OK OK
J
F
M A M
J
J
A
U
S
OK OK OK
O N
D
Unknown
See something wrong?
You could dispute an error with Equifax.
FED LOAN SERVICING
Student
Aug 31, 2012
Account Details
May 31, 2016
Creditor Name
FED LOAN SERVICING
Account Type
Education Loan
Account Status
Open
Opened Date
Aug 31, 2012
Closed Date
--
Limit
--
Term
--
Monthly Payment
--
Responsibility
Individual Account.
Balance
Monthly Payment
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
J
F
M A M
J
J
U
A
U
S
OK OK OK
O N
D
Unknown
See something wrong?
You could dispute an error with Equifax.
Student loan -
payment deferred
Student
Aug 31, 2012
Account Details
Term
U
OK OK OK OK OK OK OK OK OK OK OK OK
0/0/0
Remarks
Limit
2012
$0
Times 30/60/90 Days Late
Closed Date
OK OK OK OK OK OK OK OK OK OK OK OK
2013
OK OK OK OK OK OK OK OK OK OK OK OK
--
Amount Past Due
Opened Date
2014
--
Date of Last Payment
Account Status
OK OK OK OK
2015
Current
Worst Payment Status
Account Type
2016
$2,000
Payment Status
Creditor Name
Latest Status: Current
$2,000
Highest Balance
Last Reported
No Missed Payments
Payment History
Last Reported
FED LOAN SERVICING
$2,000
Open - Current
$4,500
Open - Current
No Missed Payments
Payment History
May 31, 2016
FED LOAN SERVICING
Education Loan
Open
Aug 31, 2012
-----
Individual Account.
$4,500
$4,500
Current
---
$0
0/0/0
Student loan -
payment deferred
Latest Status: Current
2016
OK OK OK OK
2014
OK OK OK OK OK OK OK OK OK OK OK OK
2015
2013
2012
U
OK OK OK OK OK OK OK OK OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK OK
J
F
M A M
J
J
U
A
U
S
OK OK OK
O N
D
Unknown
See something wrong?
You could dispute an error with Equifax.
FED LOAN SERVICING
Student
Aug 29, 2011
Account Details
May 31, 2016
Creditor Name
FED LOAN SERVICING
Account Type
Education Loan
Account Status
Open
Opened Date
Aug 29, 2011
Closed Date
--
Limit
--
Term
--
Monthly Payment
--
Responsibility
Individual Account.
Balance
$2,000
Highest Balance
Term
Monthly Payment
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
2011
U
OK OK OK OK OK OK OK OK OK OK OK OK
U
U
U
U
U
J
F
M A M
OK OK OK OK OK OK OK
J
J
U
A
U
S
U
U
O N
U
D
Unknown
See something wrong?
You could dispute an error with Equifax.
Student loan -
payment deferred
Student
Aug 29, 2011
Account Details
Limit
2012
0/0/0
Remarks
Closed Date
OK OK OK OK OK OK OK OK OK OK OK OK
2013
OK OK OK OK OK OK OK OK OK OK OK OK
$0
Times 30/60/90 Days Late
Opened Date
2014
--
Amount Past Due
Account Status
OK OK OK OK
2015
--
Date of Last Payment
Account Type
2016
Current
Worst Payment Status
Creditor Name
Latest Status: Current
$2,000
Payment Status
Last Reported
No Missed Payments
Payment History
Last Reported
FED LOAN SERVICING
$2,000
Open - Current
$3,500
Open - Current
No Missed Payments
Payment History
May 31, 2016
FED LOAN SERVICING
Education Loan
Open
Aug 29, 2011
-----
Individual Account.
$3,500
$3,500
Current
---
$0
0/0/0
Student loan -
payment deferred
Latest Status: Current
2016
OK OK OK OK
2014
OK OK OK OK OK OK OK OK OK OK OK OK
2015
2013
2012
2011
U
OK OK OK OK OK OK OK OK OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK OK
U
U
U
U
U
J
F
M A M
OK OK OK OK OK OK OK
J
J
U
A
U
S
U
U
O N
U
D
Unknown
See something wrong?
You could dispute an error with Equifax.
MACY'S/DSNB
Credit Card
May 01, 2014
Account Details
Jun 04, 2016
Creditor Name
MACY'S/DSNB
Account Type
Charge Account
Account Status
Open
Opened Date
May 01, 2014
Closed Date
--
Limit
$600
Term
--
Monthly Payment
--
Responsibility
Individual Account.
Balance
$0
Highest Balance
Term
Monthly Payment
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
F
U
U
U
M A M
J
J
A
S
O N
D
Unknown
Credit Utilization*
0.00%
See something wrong?
You could dispute an error with Equifax.
--
Credit Card
Oct 09, 2014
Account Details
Limit
J
U
OK OK OK OK OK OK OK OK
0/0/0
Remarks
Closed Date
U
OK OK OK OK OK OK OK OK
--
Times 30/60/90 Days Late
Opened Date
2014
OK OK OK OK OK
Jul 01, 2014
Amount Past Due
Account Status
2015
--
Date of Last Payment
Account Type
2016
Current
Worst Payment Status
Creditor Name
Latest Status: Current
$172
Payment Status
Last Reported
0% of Credit Limit*
No Missed Payments
Payment History
Last Reported
DISCOVER BANK
$0
Open - Current
$64
Open - Current
13% of Credit Limit*
No Missed Payments
Payment History
May 25, 2016
DISCOVER BANK
Credit Card
Open
Oct 09, 2014
--
$500
--
$35
Individual Account.
$64
$337
Current
--
May 01, 2016
--
0/0/0
--
Latest Status: Current
2016
2015
2014
U
OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK OK
J
F
M A M
J
J
A
S
U
OK OK
O N
D
Unknown
Credit Utilization*
12.80%
See something wrong?
You could dispute an error with Equifax.
SYNCB/BANANA
REPUBLI
Credit Card
Jun 22, 2014
Account Details
May 22, 2016
Latest Status: Current
Creditor Name
SYNCB/BANANA
2016
Account Type
Charge Account
2014
REPUBLI
Account Status
Open
Opened Date
Jun 22, 2014
Closed Date
--
Limit
$900
Term
--
Monthly Payment
--
Responsibility
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
J
Credit Utilization*
A
S
O N
D
0.00%
See something wrong?
You could dispute an error with Equifax.
--
Credit Card
Jun 23, 2013
Account Details
Monthly Payment
J
0/0/0
Remarks
Term
OK OK OK OK OK OK OK
--
Times 30/60/90 Days Late
Limit
M A M
Jun 01, 2015
Amount Past Due
Closed Date
F
--
Date of Last Payment
Opened Date
J
Current
Worst Payment Status
Account Status
OK OK OK OK OK OK OK OK OK OK OK OK
$417
Payment Status
Account Type
OK OK OK OK
$0
Highest Balance
Creditor Name
2015
Individual Account.
Balance
Last Reported
0% of Credit Limit*
No Missed Payments
Payment History
Last Reported
SYNCB/BANANA REP DC
$0
Open - Current
$0
Closed
No Missed Payments
Payment History
Dec 28, 2015
SYNCB/BANANA REP
DC
Credit Card
Closed - Paid and
Closed
Jun 23, 2013
Apr 01, 2014
$2,500
---
Individual Account.
$0
$89
Current
----
0/0/0
--
Latest Status: Current
2015
2014
2013
U
U
U
U
U
OK OK OK OK
J
F
U
U
U
U
U
U
U
U
U
U
U
U
U
U
M A M
U
OK OK OK OK OK OK OK
J
J
A
S
O N
D
Unknown
Credit Utilization*
0.00%
See something wrong?
You could dispute an error with Equifax.
FED LOAN SERVICING
Student
Sep 11, 2014
Account Details
Oct 31, 2014
Creditor Name
FED LOAN SERVICING
Account Type
Education Loan
Account Status
Closed - Paid and
Closed
Opened Date
Sep 11, 2014
Closed Date
Individual Account.
Balance
$0
Highest Balance
$0
Payment Status
Current
Worst Payment Status
--
Date of Last Payment
--
Amount Past Due
--
Times 30/60/90 Days Late
0/0/0
Remarks
--
Student
Sep 11, 2014
Account Details
Opened Date
Closed Date
Limit
Responsibility
Balance
Highest Balance
Payment Status
Worst Payment Status
Closed
Payment History
Oct 31, 2014
FED LOAN SERVICING
Education Loan
Closed - Paid and
Closed
Sep 11, 2014
Oct 01, 2014
--
Term
Monthly Payment
You could dispute an error with Equifax.
--
Responsibility
Account Status
See something wrong?
--
Monthly Payment
Account Type
No payment history has been reported by this creditor.
--
Term
Creditor Name
Latest Status: Current
Oct 01, 2014
Limit
Last Reported
$0
Payment History
Last Reported
FED LOAN SERVICING
Closed
---
Individual Account.
$0
$0
Current
Date of Last Payment
Amount Past Due
Times 30/60/90 Days Late
Remarks
*Calculated using reported balance and credit limit on account.
----
0/0/0
--
Latest Status: Current
No payment history has been reported by this creditor.
See something wrong?
You could dispute an error with Equifax.
$0
Equifax 6.16.2016.pdf (PDF, 157.22 KB)
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