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Factors of Production and Non Performing Assets .pdf

Original filename: Factors of Production and Non Performing Assets.pdf
Author: Adeel Javaid

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Factors of Production and Non Performing

Land, work, capital, organisation, science are classified as the standards of production. Their availability
is variable from nation to nation. In certain nations their price is lower as well as in others they're costly.
Their supply is dependent upon several factors. Hence, the government authorities provide several
subsidies and incentives to inspire production. Thus, the price of production is variable from nation to
nation. There are many kinds of incentives on offer towards the entrepreneurs.

Like the non carrying out students and government authorities, you will find non carrying out assets too.
Such assets don't yield the expected earnings towards the bankers.

A gifted female student did borrow the needed amount from the bank on her greater education abroad.
Since she's a gifted student, she'll score high marks as well as capped the college within the U.S.A. There
have been a lot of job purports to her, hence she'll pay back the borrowed funds lent in the bank over

An passionate entrepreneur was looking for all of the factors of production. He's gifted but he was
looking for capital. He contacted a financial institution for capital. Because of his assurances, the
financial institution could lend him the quantity required by him. He began an academic institution
within the sub urban section of a metropolitan city. Because of heavy competition one of the capitalists,
his business didn't succeed!. Quite simply, no matter what he expected in the business, didn't yield the
outcomes. Hence, he couldn't pay back the borrowed funds lent in the bank! The financial institution
declared the resource like a non carrying out resource.

Within an another incident, a business owner did analyse the marketplace conditions perfectly and lent
immeasureable loan from the nationalised bank. He did utilise some political influence too to obtain the
loan in the bank. He bought all of the factors of production. He did invest part of his lent loan on
development and research too. His intention ended up being to produce export quality engineering
goods. But there's been huge competition within the worldwide market! Quite simply, his firm's
production cost was greater compared to the rest of the worldwide producers. Adding fuel towards the
problem, the government authorities guidelines associated with worldwide trade too were discouraging.
Thus his company's created goods total price was high when in comparison to another exporters!.

Choosing an agency registered with the Ministry of Hajj over a sub-agent increase your chances of a
smooth journey. Registered agencies are more aware of the latest rules and regulations of processing
visas, can contact Ministry of Hajj to resolve a problem, are accountable to Ministry if pilgrims file a
complaint and are more resourceful in making airline, hotel and transportation arrangement. They are
also cheaper because travel arrangement in Saudi Arabia can only be done by authorized agencies. Sub
agents have to buy services from these agencies and therefore sell the package at a mark up price.

Despite all the advantages of licensed agents mentioned above, you can choose a sub agent if you have
heard good things about them. All Authorized agents may not give a good service while some sub agents
are very professional. Therefore one should choose a hajj package provider based on referrals.

Company of a knowledgeable and experienced guide in your group is necessary. No matter how much
information you have accumulated from books and lectures, you may face questions, you had not
anticipated before. It is also important to know if the travel agency seeks advice from their guide. For
logistical ease, some agents may plan departure to Arafat and Muzdalifah before the time
recommended by Islamic law. Choosing an agency that plans the trip under a reputable imam can
mitigate risks of taking shortcuts or going against Sunnah.

If you like this article about ( Fintech ) and want to read more on this topic, please
visit us here: Community Bank


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