Golden Rules For Happy Retirement .pdf
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Rules For Successful
Retirement is that time when you will not earn more income,
You ca ’t go out for ear i g o ey a d you will o ore fit as
you are today.
Then how will you survive ?
You Should prepare from today. You should start financial
planning at early age for That time. A financial planning makes
sure that you will remain financially healthy In the long run.
How you can Plan for this ?
Lots of youngsters think that they are too young for retirement
planning. It is not Truth, they will not realize now. Here are
simple rules to plan a happy retirement.
Start Planning Early
• Retirement Savings is for the future when you will have
no more income, So start planning it early. It will helps
you to save a small amount for a long period of time.
Invest a small amount of money in any retirement plan
and reserve it for your old age. It will make your that
time too happy and comfortable as you are today.
Use Retirement Calculator
• Be very smart and use online tool pension or retirement
calculator to calculate the sum of amount with all the
additional information. How much you will invest at this
age and how much will you get at the time of retirement.
You can also compare the various plans there and save
agent fees and time. It is free online available on
insurance aggregator websites.
Choose a Good Investment
• If your EPF account is already opened by your employer
it means your retirement planning is in progress.
Simultaneously start invest money into good investment
plan like ULIP products. It has seen this investment plan
offer almost 10% return in last three years. As a
suggestion it is good to save money or invest money for
your retirement planning.
Invest in Insurance Plan
• An Insurance plan is also considered a important plan for
your retirement planning. Like health insurance will take
care of medical emergencies. Term insurance plan will
secure your family financially if your unexpected death.
But the things is this what right insurance policy do you
need as per your need and your pocket. Take care while
Pension Plan is Necessary
• It is an integral part of retirement planning and offered
by both insurance companies and mutual funds. Still If
you have not invested in any retirement or pension plan
then quickly plan to invest in any pension plan which is in
market. There are lots of tools and online comparison
portals to compare various pension plan.
Here How it is Works
Here are Best Retirement
Reliance Smart Pension Plan
Bajaj Allianz Retire Plan
HDFC Life Pension Super Plus
LIC Jeevan Akshay VI
LIC Jeevan Nidhi
SBI Life- Saral Pension
HDFC Life Guaranteed Pension Plan
Reliance Immediate Annuity Plan