This PDF 1.5 document has been generated by / TCPDF 6.2.5 (http://www.tcpdf.org), and has been sent on pdf-archive.com on 30/10/2016 at 01:20, from IP address 73.116.x.x.
The current document download page has been viewed 318 times.
File size: 1.29 MB (6 pages).
Privacy: public file
A Strategy that provides:
•
•
Income-tax free death benefit'
Income options
•
•
Access to benefits in case of illness 2
Tax-deferred cash value growth
acrl
Face Amount at Issue: $575,177
Issue Age: 29
Summary of Values at Age: 30
Life Insurance
Initial Planned Premium
(ton
$13,200
90so
*_
Initial Annual Tax-Free ncome 4
Income Tax-Free' Death Benefit
$10,800
Beneficiary receives
]
$587,014
CUAt-
Beginning at age 30
OR
Total Income Benefit Received
$982,800
In the event of a devastating illness, living benefit riders 2 allow
you to accelerate your death benefit.
Living Benefits Options Available
At Sangeet Ryan's Age 30
Terminal Illness Benefit: $501,807 Lump Sum
Chronic Illness Benefit: $2,274 Per Month
Critical Illness Benefit: $474,372 Lump Sum
Critical Injury Benefit: $474,372 Lump Sum
The use of one benefit may reduce or eliminate other policy and rider benefits.
1 IRC §101(a)(1). There are some exceptions to this rule. Please consult a qualified tax professional for advice concerning
your individual situation.
2 Use of Accelerated Benefit Riders reduces the Cash Value and Death Benefit otherwise payable under the policy. Receipt
of Accelerated Benefits may be a taxable event and may affect your eligibility for public assistance programs. These
riders are optional, may be subject to underwriting, exclusions and/or limitations and may not be available in all states.
4 Policy loans and withdrawals reduce the policy's cash value and death benefit and may result in a taxable event.
Withdrawals up to basis paid into the contract and loans thereafter will not create an immediate taxable event, but
substantial tax ramifications could result upon contract lapse or surrender. Surrender charges will reduce the policy's cash
values in early years.
Benefits and values shown above are not guaranteed. The assumptions on which they are based are subject to change by the
insurer. Actual results may be more or less favorable. This presentation is not valid unless accompanied by a complete
insurance company illustration. Please see the Ledger for guaranteed values and other important information.
Life Insurance Company of the Southwest, Addison, TX 75001
TC91891(0916)P
This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM
October 29, 2016
Page 3 of 35
Illustration ID: 11888
FlexLife II
Indexed Universal Life
Narrative Summary
Face Amount: $575,177
Sangeet Ryan
Death Benefit Option: B (Increasing)
Male 29 Preferred Non-Tobacco
Initial Premium: $1,100.00 Monthly (EFT)
Riders: ABR, CMG, DBPR, ICSR. LIBR, OPR, SAR, BSB
State: California
Indexed Strategies Disclosure (continued)
othetical Returns b Strate
Indexed
Indexed
Indexed
Loan
Strategy 2,
Indexed
Strategy 1,
Account,
S&P 500' I
Strategy 3,
S&P 500"
Pt-to-Pt
S&P 500
Pt-to-Pt
S&P 500'
Par Rate
Pt-to-Pt
Pt-to-Pt
Cap Focus
Focus
Cap Focus
No Cap
Cap:
Cap:
Cap:
Par:
12.00%
12.00%
9.75
Par:
55.00%
Par%
Par:
:
100.00%
140.00%
100.00%
S&P 500'
Pt-to-Ave
Growth
Rate
Indexed
Strategy 4,
S&P soo®
Pt-to-Ave
No Cap
Par:
110.00%
Year
S&P 500'
Pt-to-Pt
Growth
Rate
1996
20.26%
12.00%
12.00%
9.75%
11.15%
8.86%
9.74%
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
31.01%
26.67%
19.53%
-10.14%
-13.04%
-23.37%
26.38%
8.99%
3.00%
13.62%
3.53%
-38.49%
23.45%
12.78%
0.00%
13.41%
29.60%
11.39%
-0.73%
12.00%
12.00%
12.00%
0.00%
0.00%
0.00%
12.00%
8.99%
3.00%
12.00%
3.53%
0.00%
12.00%
12.00%
12.00%
9.75%
0.00%
12.00%
12.00%
11.39%
0.00%
0.00%
12.00%
12.00%
11.39%
0.00%
9.75%
9.75%
0.00%
0.00%
0.00%
9.75%
9.75%
4.20%
9.75%
4.94%
0.00%
9.75%
9.75%
0.00%
9.75%
9.75%
9.75%
0.00%
17.05%
14.67%
10.74%
0.00%
0.00%
0.00%
14.51%
4.95%
1.65%
7.49%
1.94%
17.91%
12.00%
12.00%
0.00%
0.00%
0.00%
12.00%
8.99%
3.00%
12.00%
3.53%
0.00%
12.00%
12.00%
19.70%
13.04%
8.78%
0.00%
0.00%
0.00%
10.68%
1.85%
0.00%
5.48%
4.57%
0.00%
5.46%
2.45%
0.87%
10.65%
16.78%
5 Year Avg
10 Year Avg
15 Year Avg
10.20%
6.92%
5.10%
3.00%
7.35%
6.45%
6.92%
7.35%
20 Year Avg
6.20%
2008
2009
2010
2011
2012
2013
2014
2015
Maximum Illustrated Rate
1
0.00%
12.90%
7.03%
0.00%
7.37%
16.28%
6.26%
0.00%
11.86%
7.98%
-2.86%
-9.55%
-13.43%
9.71%
1.68%
-0.39°/0
4.98%
4.15%
-16.91%
4.96%
2.23%
0.80%
9.68%
15.26%
4.49%
0.11%
5.90%
5.60%
2.80%
4.90%
4.15%
5.60%
6.21%
6.00%
6.91%
6.26%
6.27%
30.31%
29.18%
36.48%
-54.48%
74.50%
16.36%
-20.41%
2.06%
5.24%
0.80%
2.70%
7.21%
0.00%
10.75%
0.00%
0.00%
0.00%
10.75%
10.75%
10.75%
10.75%
10.75%
0.00%
-7.20%
1.20%
2.70%
7.21%
-27.52%
63.70%
-31.80%
-4.91%
-7.97%
51.59%
22.45%
4.94%
0.12%
6.49%
5.02%
5.22%
6.53%
3.91%
15.15%
-4.98%
-4.63%
-16.96%
5.90%
6.45%
3.91%
-13.41%
0.00%
10.75%
10.75%
0.00%
10.75%
0.00%
0.00%
0.00%
5.82%
5.80%
5.74%
6.25%
5.72%
MSCI EM
Pt-to-Pt
Growth
Rate
Indexed
Strategy 5,
MSCI EM
Pt-to-Pt
Cap Focus
Cap:
10.75%
Par:
100.00%
6.54%
5.96%
1 The Maximum Illustrated Rate for the Indexed Loan Account and all Indexed Strategies is defined as the lesser of the
average annual look-back rate for the Benchmark Indexed Account using all of the possible 25-year periods from the
most recent 65 calendar years, or the average annual look-back on the current parameters of the specific strategy.
The maximum illustrated rate for the indexed loan account is capped at 100 basis points (1.00%) above the current
fixed loan interest rate.
Life Insurance Company of the Southwest, Addison, TX 75001
TC91891(0916)P
This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:47:35 AM
October 29, 2016
Page 17 of 35
Illustration ID: 11888
FlexLife II
Indexed Universal Life
Distributions Ledger
Sangeet Ryan
Face Amount: $575,177
Male 29 Preferred Non-Tobacco
Death Benefit Option: B (Increasing)
Riders: ABR, CMG, DBPR, ICSR, LIBR, OPR, SAR, BSB
Initial Premium: $1,100.00 Monthly (EFT)
State: California
This illustration of FlexLife II values assumes payments are made in the amounts shown and that the illustrated rates and
monthly deductions will continue in the future. The interest rate used in the calculation of current values is the weighted
average rate shown below.
Current Illustrated Rate*
Planned
Annualized
Premium
Illustrated Loan Rate: 5.00%
Planned
Annual
Income
Planned
Annual
Loan
Accumulated
Loan
Amount
Weighted
Average
Interest
Rate
Accumulated
Value
Cash
Surrender
Value
Ne
Death
Benefi
Policy
Year
Age
1
29
$13,200.00
$0
$0
$0
6.48 %
$11,328
$11,328
$586,505
2
30
13,200.00
10,800
10,800
11,340
6.23 %
23,177
11,837
587,014
3
31
13,200.00
10,800
11,340
23,247
6.14 %
35,570
12,323
587,500
4
32
13,200.00
10,800
11,907
35,749
6.10 %
48,536
12,787
587,964
5
33
13,200.00
10,800
12,502
48,877
6.07 %
62,106
13,229
588,406
6
34
13,200.00
10,800
13,127
62,661
6.05 %
76,310
13,650
588,827
7
35
13,200.00
10,800
13,784
77,134
6.03 %
91,166
14,032
589,209
8
36
13,200.00
10,800
14,473
92,330
6.01 %
106,703
14,373
589,550
9
37
13,200.00
10,800
15,197
108,287
6.00 %
122,946
14,659
589,836
10
38
13,200.00
10,800
15,957
125,041
6.00 %
139,925
14,883
590,060
$132,000.00
$97,200
$119,087
594,239
11
39
13,200.00
10,800
16,754
142,633
6.06 %
161,696
19,062
12
40
13,200.00
10,800
17,592
161,105
6.06 %
184,887
23,782
598,959
13
41
13,200.00
10,800
18,472
180,500
6.07 %
209,589
29,089
604,266
14
42
13,200.00
10,800
19,395
200,865
6.07 %
235,910
35,044
610,221
15
43
13,200.00
10,800
20,365
222,249
6.08 %
263,961
41,713
616,890
16
44
13,200.00
10,800
21,383
244,701
6.08 %
293,854
49,152
624,329
17
45
13,200.00
10,800
22,452
268,276
6.08 %
325,710
57,434
632,611
18
46
13,200.00
10,800
23,575
293,030
6.09 %
359,657
66,627
641,804
19
47
13,200.00
10,800
24,754
319,021
6.09 %
395,825
76,804
651,981
20
48
13,200.00
10,800
25,991
346,312
6.09 %
434,362
88,050
663,227
$264,000.00
$205,200
$329,820
21
49
13,200.00
10,800
27,291
374,968
6.10 %
475,415
100,447
675,624
22
50
13,200.00
10,800
28,656
405,056
6.10 %
519,145
114,088
689,265
23
51
13,200.00
10,800
30,088
436,649
6.10%
565,725
129,076
704,253
24
52
13,200.00
10,800
31,593
469,822
6.11%
615,326
145,505
720,682
25
53
13,200.00
10,800
33,172
504,653
6.11 %
668,126
163,473
738,650
26
54
13,200.00
10,800
34,831
541,226
6.11 %
724,303
183,078
758,255
* Benefits and values are not guaranteed. The assumptions on which they are based are subject to change by the insurer.The
rates for the Percent of Premium Expense Charge, Monthly Cost of Insurance, Monthly Expense Charge, Monthly Policy Fee,
Monthly Percent of Accumulated Value Charge and Rider Charge, if any, will be determined by the Company and may
change from time to time based on expectations of future anticipated experience. Future anticipated experience can include,
but is not limited to, investment earnings, mortality, persistency, taxes and expenses which may affect these assumptions.
Actual results may be more or less favorable. See prior pages for guaranteed values.
Life Insurance Company of the Southwest, Addison, TX 75001
TC91891(0916)P
This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM
October 29, 2016
Page 27 of 35
Illustration ID: 11888
FlexLife II
Indexed Universal Life
Distributions Ledger
Sangeet Ryan
Face Amount: $575,177
Male 29 Preferred Non-Tobacco
Death Benefit Option: B (Increasing)
Riders: ABR, CMG, DBPR, ICSR, LIBR, OPR, SAR, BSB
Initial Premium: $1,100.00 Monthly (EFT)
State: California
This illustration of FlexLife II values assumes payments are made in the amounts shown and that the illustrated rates and
monthly deductions will continue in the future. The interest rate used in the calculation of current values is the weighted
average rate shown below.
Current Illustrated Rate*
Policy
Year Age
Illustrated Loan Rate: 5.00%
Planned
Annualized
Premium
Planned
Annual
Income
Planned
Annual
Loan
Accumulated
Loan
Amount
Weighted
Average
Interest
Rate
Accumulated
Value
Cash
Surrender
Value
Ne
Death
Benefi
$779,709
27
55
$13,200.00
S10,800
$36,573
$579,627
6.12 %
$784,159
$204,532
28
56
13,200.00
10,800
38,401
619,948
6.12 %
847,931
227,983
803,160
29
57
13,200.00
10,800
40,321
662,286
6.12 %
915,874
253,588
828,765
30
58
706,740
6.13 %
988,254
281,514
856,691
13,200.00
10,800
42,337
$396,000.00
$313,200
$673,083
31
59
13,200.00
10,800
44,454
753,417
6.13 %
1,065,358
311,941
887,118
32
60
13,200.00
10,800
46,677
802,428
6.13 %
1,147,482
345,054
920,231
33
61
13,200.00
10,800
49,011
853,889
6.13 %
1,234,937
381,048
956,225
34
62
13,200.00
10,800
51,461
907,923
6.14 %
1,328,062
420,139
995,316
35
63
13,200.00
10,800
54,034
964,660
6.14 %
1,427,209
462,549
1,037,726
36
64
13,200.00
10,800
56,736
1,024,233
6.14 %
1,532,750
508,517
1,083,694
37
65
13,200.00
10,800
59,573
1,086,784
6.15 %
1,645,078
558,294
1,133,471
38
66
13,200.00
10,800
62,552
1,152,463
6.15 %
1,764,609
612,146
1,187,323
39
67
13,200.00
10,800
65,679
1,221,427
6.15 %
1,891,774
670,348
1,245,525
40
68
1,293,838
6.15%
2,027,033
733,195
1,308,372
13,200.00
10,800
68,963
$528,000.00
$421,200
$1,232,223
41
69
13,200.00
10,800
72,411
1,369,870
6.16 %
2,170,869
801,000
1,376,177
42
70
13,200.00
10,800
76,032
1,449,703
6.16 %
2,323,790
874,087
1,449,264
43
71
13,200.00
10,800
79,833
1,533,528
6.16 %
2,486,329
952,801
1,527,978
44
72
13,200.00
10,800
83,825
1,621,545
6.16 %
2,659,047
1,037,502
1,612,679
45
73
13,200.00
10,800
88,016
1,713,962
6.16 %
2,842,538
1,128,576
1,703,753
46
74
13,200.00
10,800
92,417
1,811,000
6.17 %
3,037,420
1,226,420
1,801,597
47
75
13,200.00
10,800
97,038
1,912,890
6.17 %
3,244,350
1,331,460
1,906,637
48
76
13,200.00
10,800
101,890
2,019,875
6.17 %
3,464,014
1,444,139
2,019,316
49
77
13,200.00
10,800
106,985
2,132,208
6.17 %
3,697,133
1,564,924
2,140,101
50
78
2,250,159
6.17%
3,944,469
1,694,310
2,269,487
2,374,007
6.17 %
4,206,827
1,832,820
2,407,997
51
79
13,200.00
10,800
112,334
$660,000.00
$529,200
$2,143,004
13,200.00
10,800
117,950
* Benefits and values are not guaranteed. The assumptions on which they are based are subject to change by the insurer.The
rates for the Percent of Premium Expense Charge, Monthly Cost of Insurance, Monthly Expense Charge, Monthly Policy Fee,
Monthly Percent of Accumulated Value Charge and Rider Charge, if any, will be determined by the Company and may
change from time to time based on expectations of future anticipated experience. Future anticipated experience can include,
but is not limited to, investment earnings, mortality, persistency, taxes and expenses which may affect these assumptions.
Actual results may be more or less favorable. See prior pages for guaranteed values.
Life Insurance Company of the Southwest, Addison, TX 75001
This illustration is not complete without all pages.
TC91891(0916)P
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM
October 29, 2016
Page 28 of 35
Illustration ID: 11888
FlexLife II
Indexed Universal Life
Distributions Ledger
Sangeet Ryan
Face Amount: $575,177
Male 29 Preferred Non-Tobacco
Death Benefit Option: B (Increasing)
Riders: ABR, CMG, DBPR, ICSR, LIBR, OPR, SAR, BSB
Initial Premium: $1,100.00 Monthly (EFT)
State: California
This illustration of FlexLife II values assumes payments are made in the amounts shown and that the illustrated rates and
monthly deductions will continue in the future. The interest rate used in the calculation of current values is the weighted
average rate shown below.
Current Illustrated Rate*
Policy
Year Age
Illustrated Loan Rate: 5.00%
Planned
Annualized
Premium
Planned
Annual
Income
Planned
Annual
Loan
Accumulated
Loan
Amount
Weighted
Average
Interest
Rate
Accumulated
Value
Cash
Surrender
Value
Ne
Death
Benefi
$2,556,178
52
80
$13,200.00
S10,800
$123,848
$2,504,047
6.18 %
$4,485,048
$1,981,001
53
81
13,200.00
10,800
130,040
2,640,590
6.18 %
4,779,921
2,139,332
2,714,509
54
82
13,200.00
10,800
136,542
2,783,959
6.18 %
5,092,355
2,308,396
2,883,573
55
83
13,200.00
10,800
143,369
2,934,497
6.18 %
5,423,307
2,488,810
3,063,987
56
84
13,200.00
10,800
150,538
3,092,562
6.18 %
5,773,777
2,681,215
3,256,392
57
85
13,200.00
10,800
158,065
3,258,530
6.18 %
6,144,446
2,885,916
3,461,093
58
86
13,200.00
10,800
165,968
3,432,796
6.18 %
6,536,227
3,103,431
3,678,608
59
87
13,200.00
10,800
174,267
3,615,776
6.18 %
6,950,048
3,334,272
3,909,449
60
88
3,807,905
6.18 %
7,386,732
3,578,827
4,154,004
13,200.00
10,800
182,980
$792,000.00
$637,200
$3,626,571
61
89
13,200.00
10,800
192,129
4,009,640
6.18 %
7,847,135
3,837,494
4,412,671
62
90
13,200.00
10,800
201,735
4,221,462
6.17 %
8,332,420
4,110,957
4,686,134
4,974,563
63
91
13,200.00
10,800
211,822
4,443,875
6.17 %
8,843,261
4,399,386
64
92
13,200.00
10,800
222,413
4,677,409
6.17 %
9,380,977
4,703,568
5,278,745
65
93
13,200.00
10,800
233,534
4,922,620
6.17 %
9,946,998
5,024,378
5,599,555
66
94
13,200.00
10,800
245,210
5,180,091
6.17 %
10,543,449
5,363,358
5,938,535
67
95
13,200.00
10,800
257,471
5,450,435
6.16 %
11,173,362
5,722,927
6,298,104
68
96
13,200.00
10,800
270,345
5,734,297
6.16 %
11,838,309
6,104,012
6,679,189
69
97
13,200.00
10,800
283,862
6,032,352
6.16 %
12,540,835
6,508,483
7,083,660
70
98
6,345,309
6.16 %
13,282,069
6,936,760
7,511,937
13,200.00
10,800
298,055
$924,000.00
$745,200
$6,043,147
71
99
13,200.00
10,800
312,958
6,673,915
6.16 %
14,063,478
7,389,563
7,964,740
72
100
13,200.00
10,800
328,605
7,018,951
6.16 %
14,887,884
7,868,934
8,444,111
73
101
13,200.00
10,800
345,036
7,381,238
6.15 %
15,758,761
8,377,523
8,952,700
74
102
13,200.00
10,800
362,288
7,761,640
6.15 %
16,680,148
8,918,508
9,493,685
75
103
13,200.00
10,800
380,402
8,161,062
6.15 %
17,656,850
9,495,788
10,070,965
76
104
13,200.00
10,800
399,422
8,580,455
6.15 %
18,693,993
10,113,538
10,688,715
77
105
13,200.00
10,800
419,393
9,020,818
6.15 %
19,796,510
10,775,692
11,350,869
* Benefits and values are not guaranteed. The assumptions on which they are based are subject to change by the insurer.The
rates for the Percent of Premium Expense Charge, Monthly Cost of Insurance, Monthly Expense Charge, Monthly Policy Fee,
Monthly Percent of Accumulated Value Charge and Rider Charge, if any, will be determined by the Company and may
change from time to time based on expectations of future anticipated experience. Future anticipated experience can include,
but is not limited to, investment earnings, mortality, persistency, taxes and expenses which may affect these assumptions.
Actual results may be more or less favorable. See prior pages for guaranteed values.
Life Insurance Company of the Southwest, Addison, TX 75001
TC91891(0916)P
This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM
October 29, 2016
Page 29 of 35
Illustration ID: 11888
FlexLife II
Indexed Universal Life
Distributions Ledger
Sangeet Ryan
Face Amount: $575,177
Male 29 Preferred Non-Tobacco
Death Benefit Option: B (Increasing)
Riders: ABR, CMG, DBPR, ICSR, LIBR, OPR, SAR, BSB
Initial Premium: $1,100.00 Monthly (EFT)
State: California
This illustration of FlexLife II values assumes payments are made in the amounts shown and that the illustrated rates and
monthly deductions will continue in the future. The interest rate used in the calculation of current values is the weighted
average rate shown below.
Current Illustrated Rate*
Policy
Year Age
Illustrated Loan Rate: 5.00%
Planned
Annualized
Premium
Planned
Annual
Income
Planned
Annual
Loan
Accumufated
Loan
Amount
Weighted
Average
Interest
Rate
Accumufated
Value
Cash
Surrender
Value
Ne
Death
Benefi I
$12,061,530
78
106
$13,200.00
$10,800
$440,363
$9,483,199
6.15 %
$20,969,552
$11,486,353
79
107
13,200.00
10,800
462,381
9,968,699
6.15%
22,218,362
12,249,663
12,824,840
80
108
13,200.00
10,800
485,500
10,478,474
6.15%
23,550,309
13,071,835
13,647,012
$1,056,000.00
$853,200
$9,979,495
81
109
13,200.00
10,800
509,775
11,013,737
6.15 %
24,971,689
13,957,951
14,533,128
82
110
13,200.00
10,800
535,264
11,575,764
6.15 %
26,489,250
14,913,486
15,488,663
83
111
13,200.00
10,800
562,027
12,165,892
6.16 %
28,111,020
15,945,128
16,520,305
84
112
13,200.00
10,800
590,128
12,785,527
6.16 %
29,844,251
17,058,724
17,633,901
85
113
13,200.00
10,800
619,635
13,436,143
6.16 %
31,696,711
18,260,567
18,835,744
86
114
13,200.00
10,800
650,616
14,119,291
6.16 %
33,676,710
19,557,420
20,132,597
87
115
13,200.00
10,800
683,147
14,836,595
6.17 %
35,793,150
20,956,555
21,531,732
88
116
13,200.00
10,800
717,305
15,589,765
6.17 %
38,055,559
22,465,795
23,040,972
89
117
13,200.00
10,800
753,170
16,380,593
6.17 %
40,474,141
24,093,548
24,668,725
90
118
17,210,963
6.18 %
43,059,818
25,848,855
26,424,032
13,200.00
10,800
790,828
$1,188,000.00
$961,200
$16,391,390
91
119
13,200.00
10,800
830,370
18,082,851
6.18 %
45,824,290
27,741,439
28,316,616
92
120
13,200.00
10,800
871,888
18,998,333
6.18 %
48,780,085
29,781,752
30,356,929
$1,214,400.00
$982,800
$18,093,648
* Benefits and values are not guaranteed. The assumptions on which they are based are subject to change by the insurer.The
rates for the Percent of Premium Expense Charge, Monthly Cost of Insurance, Monthly Expense Charge, Monthly Policy Fee,
Monthly Percent of Accumulated Value Charge and Rider Charge, if any, will be determined by the Company and may
change from time to time based on expectations of future anticipated experience. Future anticipated experience can include,
but is not limited to, investment earnings, mortality, persistency, taxes and expenses which may affect these assumptions.
Actual results may be more or less favorable. See prior pages for guaranteed values.
Life Insurance Company of the Southwest, Addison, TX 75001
TC91891(0916)P
This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM
October 29, 2016
Page 30 of 35
Illustration ID: 11888
Powered by TCPDF (www.tcpdf.org)
Ryan (2).pdf (PDF, 1.29 MB)
Use the permanent link to the download page to share your document on Facebook, Twitter, LinkedIn, or directly with a contact by e-Mail, Messenger, Whatsapp, Line..
Use the short link to share your document on Twitter or by text message (SMS)
Copy the following HTML code to share your document on a Website or Blog