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FlexLife II
Indexed Universal Life
Distributions Ledger
Sangeet Ryan

Face Amount: $575,177

Male 29 Preferred Non-Tobacco

Death Benefit Option: B (Increasing)

Riders: ABR, CMG, DBPR, ICSR, LIBR, OPR, SAR, BSB

Initial Premium: $1,100.00 Monthly (EFT)
State: California

This illustration of FlexLife II values assumes payments are made in the amounts shown and that the illustrated rates and
monthly deductions will continue in the future. The interest rate used in the calculation of current values is the weighted
average rate shown below.

Current Illustrated Rate*
Planned
Annualized
Premium

Illustrated Loan Rate: 5.00%
Planned
Annual
Income

Planned
Annual
Loan

Accumulated
Loan
Amount

Weighted
Average
Interest
Rate

Accumulated
Value

Cash
Surrender
Value

Ne
Death
Benefi

Policy
Year

Age

1

29

$13,200.00

$0

$0

$0

6.48 %

$11,328

$11,328

$586,505

2

30

13,200.00

10,800

10,800

11,340

6.23 %

23,177

11,837

587,014

3

31

13,200.00

10,800

11,340

23,247

6.14 %

35,570

12,323

587,500

4

32

13,200.00

10,800

11,907

35,749

6.10 %

48,536

12,787

587,964

5

33

13,200.00

10,800

12,502

48,877

6.07 %

62,106

13,229

588,406

6

34

13,200.00

10,800

13,127

62,661

6.05 %

76,310

13,650

588,827

7

35

13,200.00

10,800

13,784

77,134

6.03 %

91,166

14,032

589,209

8

36

13,200.00

10,800

14,473

92,330

6.01 %

106,703

14,373

589,550

9

37

13,200.00

10,800

15,197

108,287

6.00 %

122,946

14,659

589,836

10

38

13,200.00

10,800

15,957

125,041

6.00 %

139,925

14,883

590,060

$132,000.00

$97,200

$119,087
594,239

11

39

13,200.00

10,800

16,754

142,633

6.06 %

161,696

19,062

12

40

13,200.00

10,800

17,592

161,105

6.06 %

184,887

23,782

598,959

13

41

13,200.00

10,800

18,472

180,500

6.07 %

209,589

29,089

604,266

14

42

13,200.00

10,800

19,395

200,865

6.07 %

235,910

35,044

610,221

15

43

13,200.00

10,800

20,365

222,249

6.08 %

263,961

41,713

616,890

16

44

13,200.00

10,800

21,383

244,701

6.08 %

293,854

49,152

624,329

17

45

13,200.00

10,800

22,452

268,276

6.08 %

325,710

57,434

632,611

18

46

13,200.00

10,800

23,575

293,030

6.09 %

359,657

66,627

641,804

19

47

13,200.00

10,800

24,754

319,021

6.09 %

395,825

76,804

651,981

20

48

13,200.00

10,800

25,991

346,312

6.09 %

434,362

88,050

663,227

$264,000.00

$205,200

$329,820

21

49

13,200.00

10,800

27,291

374,968

6.10 %

475,415

100,447

675,624

22

50

13,200.00

10,800

28,656

405,056

6.10 %

519,145

114,088

689,265

23

51

13,200.00

10,800

30,088

436,649

6.10%

565,725

129,076

704,253

24

52

13,200.00

10,800

31,593

469,822

6.11%

615,326

145,505

720,682

25

53

13,200.00

10,800

33,172

504,653

6.11 %

668,126

163,473

738,650

26

54

13,200.00

10,800

34,831

541,226

6.11 %

724,303

183,078

758,255

* Benefits and values are not guaranteed. The assumptions on which they are based are subject to change by the insurer.The
rates for the Percent of Premium Expense Charge, Monthly Cost of Insurance, Monthly Expense Charge, Monthly Policy Fee,
Monthly Percent of Accumulated Value Charge and Rider Charge, if any, will be determined by the Company and may
change from time to time based on expectations of future anticipated experience. Future anticipated experience can include,
but is not limited to, investment earnings, mortality, persistency, taxes and expenses which may affect these assumptions.
Actual results may be more or less favorable. See prior pages for guaranteed values.
Life Insurance Company of the Southwest, Addison, TX 75001

TC91891(0916)P

This illustration is not complete without all pages.
This illustration is valid for 30 days.
Version 16.3.6 A
9:37:52 AM

October 29, 2016
Page 27 of 35
Illustration ID: 11888