SOWK 604.002 Policy Analysis Tony Carbone (1).pdf


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AN ANAYLSIS OF THE AFFORDABLE HEALTH CARE ACT
practice, over 50% of previously enrolled Americans have seen an increase in premiums while
many employers are no longer providing as much coverage to employees as they have in the past
(Moffit, 2016). This, coupled with the healthcare mandate built into the law (which is a tax),
have left many citizens with a poor taste in their mouth. The mandate expresses a penalty for
those Americans who choose not to participate in the socialized healthcare (Healthcare.gov,
2010).
Unintended Effects since Institution
Although the goal of the ACA was to get every American insured, since 2014, the
amount of enrollees has not meant estimates provided by the Government. 55% of Americans
that did not enroll in the coverage stated that they would rather pay the fine (tax) or that the
coverage was now too expensive (The Kaiser Commission on Medicaid and the Uninsured,
2016). This also means that Americans, who were previously covered, now carry significantly
increased premiums or significantly less coverage. At this point, 74% of those still uninsured are
families with full time employment, and white individuals (The Kaiser Commission on Medicaid
and the Uninsured, 2016). Part of the reason for this increase could be the fact that only 13 states
currently have state-run healthcare systems in place, as well as the fact that this socialized
healthcare hybrid has led to a decrease in competition by providers, making it a seller’s market
(Moffit, 2017).
Pros and Cons
Because the ACA continues to be a hot-button issue years after inception, many experts
and statistics have been compiled in argument for both sides. I have already discussed some
unintended consequences of the ACA and its enactment but I will be focusing on several broad

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