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Staying healthy seems like a punishment to many until it is accompanied by the opportunity to
earn you 200k.
Given that both cost savings and staying healthy are desirable but challenging aspects with an
impact on your financial wellbeing, several approaches can be employed to ensure that both are
achieved seamlessly without discarding the other.
Here are some of the approaches to staying healthy and earn 200k in cost savings and as extra
income from various incentivized wellness programs.
1. Insurance discount
Insurance premiums are periodically deducted in your income to facilitate payment of medical
bills in case you fall ill. Some insurance providers encourage healthy living among their clients
so as to reduce the cost of claims. Customers who stay healthy benefit from discounts on
premium payable or cashback refunds. Some insurance providers give up to 15% as a refund to
customers who exhibit healthy living in their activities and medical records.
2. Paid wellness challenges
Several wellness challenge applications that encourages healthy living by incentivising the entire
process using financial rewards exist on the market. Subscribers commit to a programme and set
a goal which upon being met will be paid with cash and cash equivalents. However, if the
subscriber fails to meet the target, buy Phen Q,for example losing 500 calories in a week, the
application deducts an agreed amount from their committed funds. This approach provides both
positive and negative motivation aimed at encouraging healthy living.
3. Alternative workout
The average gym membership cost is approximated at $58 a month, exclusive of the extra
charges such as the registration/initiation fee and other fringe costs. It translates to roughly as
high as $1000 a year depending on the location. Earn this $1000 by using alternative workout
regimes with equipment that are freely available in your house or engage in outdoor activities
and freely access public facilities.
4. Cycling to work
The average commuting cost and time in America is $10 and 25 minutes respectively. This
translates to an annual cost of $2600. Cycling to work not only eliminates this cost but it also
provides you with an ample 50 minute mental and physical workout to and from work.
5. Go veggie
You can save up to $25 a week or $1200 annually by omitting meat and meat products in your
meals. Increased intake of vegetables not only helps you to stay healthy but stopping meat
consumption also boost the 'health' of your wallet through cost savings.
6. Befriend technology
Wearable gadgets and smart watches have inbuilt healthy living applications that tracks physical
activities such as walking, the heart rate, calories burned or added, etc. This data can be

synchronized to other stakeholders such as retail stores and businesses that encourage healthy
living, and the user earns points that are converted into cash discount redeemable at the store.
It pays, literally, when you stay active and healthy, and within 1-2 years of staying healthy you
can make up to 200k. Staying healthy and being physical active saves you money in the in the
long run (pun intended).

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