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10 Easy and Effortless Ways to Save Money .pdf

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10 Easy and Effortless Ways to Save Money
Saving money is a huge and painful task for many. No matter what they do, they simply
cannot get around do saving more money. They desperately ask “how can I save
money?” Depositing money into your saving account each month isn’t enough. For some
people, they do not have money to save some in the first place.

Fortunately, there are some smarter ways to save money without giving up on your
favourite things. If you are one of those people who are looking for simple and effortless
ways to save money, here are some tips for you. Some may work for you and some may
not. Read them anyway and tell someone who might benefit from them:

Delay that purchase
How can I save money when I need so many things? This is the question most people ask
when it comes to saving money. Advertisements are so persuasive that you immediately
want to buy that thing even if you don’t need it. This instant gratification is unfortunately
the reality of the present time. So, all you need to do is delay buying things just because
you want or feel the urge. Wait for a few days, week or even a month. After that if you
still want it then go for it. It so happens that when you delay buying things you realise
that you don’t need them. This realisation will help you save money on expensive

Sometimes DIYs can work wonders. Try making gifts at home instead of buying them
from the store. There are plenty of cool videos online that will teach you to make gifts at
home that too without spending money. You can make cookies or cards at home and
make it personal so that the person you are gifting feels like you have made an effort. The
next time you think”how can I save money on expensive gifts?” Think DIY.

Homemade foods are the best
Why eat all the junk outside when you can make simple and healthy food at home and
feel just as great? Start packing your own lunch or cook dinner at home, and you will see
a remarkable difference in just a few days. If you think you don’t have time you can do
batch cooking for the whole week. This way you will not only stay healthy you will also
save plenty of money.

Sell things online
There are plenty of things lying around in your home that you no longer need like your
old clothes, books, CDs and DVDs, furniture, gadgets and other stuff. You can sell them
online on websites like eBay that sell used products and earn some extra cash. Or you can
barter them for other things you need with people who are selling things they don’t need.

Avoid Credit Card Debt
Paying debt is one of the painful tasks that people have to do when they don’t have
money and use the credit card. Quit using the credit card for a while. The additional debt
isn’t helping anyone. To remove the temptation, just leave the card at home when you
are going out. One of the biggest reasons for the mounting debts for people is the credit
card. It gives you the buying power, but it takes away so much more.

Buy online at cheaper deals
How can I save money on online shopping? One of the best things about shopping online
is that you can compare rates and buy the same stuff at cheaper rates. Also, online stores
are always offering things on sale and at discount prices. You can take advantage of the
online offers and buy things you want at cheaper rates.

Cancel unused subscription and membership
With the automated deduction of money from their account people may forget they are
spending money on unused subscriptions and memberships. If you have a gym
membership but you barely go there, cancel it. Likewise, make a list of things that you
have subscribed to like a magazine or TV channel and cancel them if you don’t use them

Put Up reminders
If you have the habit of forgetting how much money you owe on the debt, then you need
to put on a visual reminder to help you remember things. A post-it note, a reminder from
the app on your mobile, a visual board – any of these things can serve the purpose of
reminding you about your impending debt.

Review before you buy
Before you buy that new clothes or shoes from the store make sure that you have gone
through your closet. This will help you determine whether you really need new clothes or
shoes. Often people forget how many clothes they have at home. Some of the clothing
items may remain at the back of the closet unused for all those months.

Travel smart
One of the daily expenses for people is travelling. Try public transport for a change
instead of taking your own car. This might help you save a few bucks on the gas money.
You can carpool with your friends and family when going to the same destination. Travel
smart and save money.
These are some of the easy tips that can help you address the question how I can save
money. These are some of the simplest and effortless ways to cut down the cost and save

About Money Management IQ:
Money Management IQ is a popular personal finance resource with the goal of spreading
financial awareness to people young and old. The site delves into topics ranging from
budgeting, money management, and lifestyle to investing...
Read our post @ www.moneymanagementiq.com

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