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Reasons to avail Home Loans from LIC Letzbank .pdf



Original filename: Reasons to avail Home Loans from LIC Letzbank.pdf
Title: Reasons to avail Home Loans from LIC Letzbank
Author: harika.p

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A sum of money borrowed from a financial institution or
bank to purchase a house. Home loans consist of an
adjustable or fixed interest rate and payment terms.
The two most widely used types of home loans are fixedrate loans and adjustable-rate loans. A fixed-rate loan keeps
the same interest rate for the life of the loan, which means
that the principal and interest portions of the monthly
payment stay the same.
Adjustable-rate mortgages begin with a lower interest rate
for the first few years and then adjust to market rates after
the initial period is over.

Resident Indian’s:
• Loan amount will be min 1 Lac.
• Loan tenure 20 yrs.
• Mode of payment will be EMI and automatically
deducted from bank account.
Non Resident Indian’s:
• Loan amount will be min 1 Lac.
• Loan tenure 15 yrs.
• Mode of payment will be EMI and automatically
deducted from bank account








Employer's salary certificate in our format/salary
slips for the last 3 months.
PAN CARD and Identity card of applicant/s/passport
copy/Driving license.
Latest Form No.16 for last two years
Bank pass book where salary is credited for last six
months.
Copies of other bank accounts if any for last six
months









Latest 3 years’ years' income tax
returns/assessment orders and supporting
computation of income statements.
Latest 3 years’ audited balance sheet, P&L account,
annual reports etc.
Tax paid challans.
Form No.16A, if applicable.
Bank statement of firm/business for last 12 months


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