IAGL MF PW IDOL 1215.pdf


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IAGL/MF/PW/IDOL/1215

CONTENTS
Page
DECLARATION OF MEDICAL CONDITIONS

2-3

Table of benefits (Single trip and Annual multi-trip policies)

Economy, Economy Plus and Premium
Optional upgrades

Initial disclosure document

4
5
6

Key information, conditions and exclusions

Key facts summary

What to do?

Medical and other emergencies
Claims
Customer dissatisfaction

7-10
10
11
11

Definitions

12-14

General conditions

14-15

General exclusions

15-17

Sections of insurance

A
B
C
D
E
F
G
H
I

(What you are covered for and any special conditions or exclusions)

Optional sections of cover
(only available if chosen and you have paid the appropriate extra premium)

17-18
18
18-19
19
19
20
20-21
21

J
K

Medical and other expenses
Hospital benefit
Personal accident
Delayed departure or abandoning your trip
Missed departure
Personal liability
Scheduled airline failure
Legal expenses
I1 – Personal belongings and baggage
I2 – Personal money
I3 – Passport and travel documents
Cancelling and cutting short your holiday
Sports and other leisure activities

L
M
N

Cruise
Winter sports
Additional sports and other leisure activities

25-26
27-28
28-29

21-22
21-22
21-22
23-24
24-25

Travel insurance
This document is only valid when issued with an InsureandGo validation certificate and as long as you have paid the appropriate
insurance premium. Please keep these documents in a safe place and carry them with you when you travel.

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