Inspection Report Stones Crossing Rd (PDF)

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Title: 3545 West Stones Crossing Road / Paino Home Inspections, LLC / Mike Kelley

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Report ID: 051517MKA / Hughes

Prepared for Exclusive Use by:
Veronica Hughes
Address of Inspected Property:
3545 West Stones Crossing Road
Greenwood IN 46143
Inspection Date:

Inspector and Company:
Mike Kelley
Paino Home Inspections, LLC
8103 E. US Hwy 36 #230
Avon, IN 46123

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 1 of 69

Report ID: 051517MKA / Hughes

Table of Contents
Cover Page............................................................1
Table of Contents...................................................2
Intro Page ..............................................................4
1 ROOFING...........................................................7
2 EXTERIOR ELEMENTS...................................10
3 SITE ELEMENTS .............................................17
4 ATTIC ...............................................................19
5 FOUNDATION / SUBSTRUCTURE .................21
7 INTERIOR ELEMENTS ....................................24
8(A) ELECTRIC SYSTEM A................................29
8(B) ELECTRIC SYSTEM B................................35
8(C) ELECTRIC SYSTEM C ...............................36
8(D) MAIN ELECTRIC PANEL ............................38
9 PLUMBING SYSTEM .......................................39
10(A) COOLING SYSTEM RIGHT ......................41
10(B) COOLING SYSTEM CENTER...................42
10(C) COOLING SYSTEM LEFT ........................43
11(A) HEATING SYSTEM CENTER....................45
11(B) HEATING SYSTEM LEFT..........................47
11(C) HEATING SYSTEM RIGHT .......................49
12(A) HOT WATER SUPPLY LEFT .....................50
12(B) HOT WATER SUPPLY CENTER ...............52
12(C) HOT WATER SUPPLY RIGHT ..................54
Back Page ...........................................................56

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 2 of 69

General Summary ...............................................57

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 3 of 69

Report ID: 051517MKA / Hughes

Veronica Hughes
3545 West Stones Crossing Road
Greenwood IN 46143
5/15/2017 - 1:00 pm

Mike Kelley
Paino Home Inspections, LLC
8103 E. US Hwy 36 #230
Avon, IN 46123

Single Family, Two Story

9 Years


Standard Home Inspection

Seller, Selling Agent


80 F

The purpose of this report is to render the inspector's professional opinion of the condition of the inspected elements of the referenced
property (dwelling or house) on the date of inspection. Such opinions are rendered based on the findings of a standard limited time/scope
home inspection performed according to the Terms and Conditions of the Inspection Order Agreement and in a manner consistent with
applicable home inspection industry standards. The inspection was limited to the specified, readily visible and accessible installed major
structural, mechanical and electrical elements (systems and components) of the house. The inspection does not represent a technically
exhaustive evaluation and does not include any engineering, geological, design, environmental, biological, health-related or code
compliance evaluations of the house or property. Furthermore, no representations are made with respect to any concealed, latent or
future conditions.
The GENERAL INSPECTION LIMITATIONS on the following page provides information regarding home inspections, including various
limitations and exclusions, as well as some specific information related to this property. The information contained in this report was
prepared exclusively for the named Clients and is not transferable without the expressed consent of the Company. The report, including
all Addenda, should be reviewed in its entirety.

The following terminology may be used to report conditions observed during the inspection. Additional terms may also be used in the report:
SATISFACTORY - Element was functional at the time of inspection. Element was in working or operating order and its condition was at
least sufficient for its minimum required function, although routine maintenance may be needed.
FAIR - Element was functional at time of inspection but has a probability of requiring repair, replacement or other remedial work at any time
due to its age, condition, lack of maintenance or other factors. Have element regularly evaluated and anticipate the need to take action.
POOR - Element requires immediate repair, replacement, or other remedial work, or requires evaluation and/or servicing by a qualified
NOT APPLICABLE - All or individual listed elements were not present, were not observed, were outside the scope of the inspection, and/
or were not inspected due to other factors, stated or otherwise.
NOT INSPECTED (NOT RATED) - Element was disconnected or de-energized, was not readily visible or accessible, presented unusual or
unsafe conditions for inspection, was outside scope of the inspection, and/or was not inspected due to other factors, stated or otherwise.
Independent inspection(s) may be required to evaluate element conditions. If any condition limited accessibility or otherwise impeded
completion of aspects of the inspection, including those listed under LIMITATIONS, it is recommended that limiting factors be removed or
eliminated and that an inspection of these elements be arranged and completed prior to closing.
IMPORTANT NOTE: All repair needs or recommendations for further evaluation should be addressed prior to closing. It is the
client’s responsibility to perform a final inspection to determine the conditions of the dwelling and property at the time of closing.
If any decision about the property or its purchase would be affected by any condition or the cost of any required or discretionary
remedial work, further evaluation and/or contractor cost quotes should be obtained prior to making any such decisions.

The Inspection Company ("Company") providing this inspection report is a franchisee of DBR Franchising, LLC ("Franchisor"). As a
franchisee, the Company is an independently owned and operated business that has a license to use the HouseMaster names, marks,

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 4 of 69

and certain methods. In retaining the Company to perform inspection services, the Client acknowledges that Franchisor does not control
this Company’s day-to-day activities, is not involved in performing inspections or other services provided by the Company, and is in no
way responsible for the Company’s actions. Questions on any issues or concerns should be directed to the listed Company.

CONSTRUCTION REGULATIONS - Building codes and construction standards vary regionally. A standard home inspection does not
include evaluation of a property for compliance with building or health codes, zoning regulations or other local codes or ordinances. No
assessments are made regarding acceptability or approval of any element or component by any agency, or compliance with any specific
code or standard. Codes are revised on a periodic basis; consequently, existing structures generally do not meet current code standards,
nor is such compliance usually required. Any questions regarding code compliance should be addressed to the appropriate local officials.
HOME MAINTENANCE - All homes require regular and preventive maintenance to maximize the economic life spans of elements and to
minimize unanticipated repair or replacement needs. Annual maintenance costs may run 1 to 3% (or more) of the sales price of a house
depending on age, design, and/or the degree of prior maintenance. Every homeowner should develop a preventive maintenance program
and budget for normal maintenance and unexpected repair expenses. Remedial work should be performed by a specialist in the appropriate
field following local requirements and best practices.
ENVIRONMENTAL AND MOLD ISSUES (AND EXCLUSIONS) - The potential health effects from exposure to many elements found in
building materials or in the air, soil, water in and/or around any house are varied. A home inspection does not include the detection,
identification or analysis of any such element or related concerns such as, but not limited to, mold, allergens, radon, formaldehyde,
asbestos, lead, electromagnetic fields, carbon monoxide, insecticides, refrigerants, and fuel oils. Furthermore, no evaluations are
performed to determine the effectiveness of any system designed to prevent or remove any elements (e.g., water filters or radon mitigation).
An environmental health specialist should be contacted for evaluation of any potential health or environmental concerns. Review additional
information on MOLD/MICROBIAL ELEMENTS below.
AESTHETIC CONSIDERATIONS - A standard building inspection does not include a determination of all potential concerns or conditions
that may be present or occur in the future including aesthetic/cosmetic considerations or issues (appearances, surface flaws, finishes,
furnishings, odors, etc.).
DESIGN AND ADEQUACY ISSUES - A standard home inspection does not include any element design or adequacy evaluations
including seismic or high-wind concerns, soil bearing, energy efficiencies, or energy conservation measures. It also does not address in
any way the function or suitability of floor plans or other design features. Furthermore, no determinations are made regarding product
defects notices, safety recalls, or other similar manufacturer or public/private agency warnings related to any material or element that may
be present in any house or on any property.
AGE ESTIMATIONS AND DESIGN LIFE RANGES - Any age estimations represent the inspector's opinion as to the approximate age of
components. Estimations may be based on numerous factors including, but not limited to, appearance and owner comment. Design life
ranges represent the typical economic service life for elements of similar design, quality and type, as measured from the time of original
construction or installation. Design life ranges do not take into consideration abnormal, unknown, or discretionary factors, and are not a
prediction of future service life. Stated age or design life ranges are given in "years," unless otherwise noted, and are provided for
general guidance purposes only. Obtain independent verification if knowledge of the specific age or future life of any element is desired
or required.
ELEMENT DESCRIPTIONS - Any descriptions or representations of element material, type, design, size, dimensions, etc., are based
primarily on visual observation of inspected or representative components. Owner comment, element labeling, listing data, and rudimentary
measurements may also be considered in an effort to describe an element. However, there is no guarantee of the accuracy of any material
or product descriptions listed in this report; other or additional materials may be present. Independent evaluations and/or testing should
be arranged if verification of any element's makeup, design, or dimension is needed. Any questions arising from the use of any particular
terminology or nomenclature in this report should be addressed prior to closing.
REMEDIAL WORK - Quotes should be obtained prior to closing from qualified (knowledgeable and licensed as required) specialists/
contractors to determine actual repair/replacement costs for any element or condition requiring attention. Any cost estimates provided with
a home inspection, whether oral or written, only represent an approximation of possible costs. Cost estimates do not reflect all possible
remedial needs or costs for the property; latent concerns or consequential damage may exist. If the need for remedial work develops
or is uncovered after the inspection, prior to performing any repairs contact the Inspection Company to arrange a re-inspection
to assess conditions Aside from basic maintenance suitable for the average homeowner, all repairs or other remedial work should be
performed by a specialist in the appropriate field following local requirements and best practices.
SELLER DISCLOSURE - This report is not a substitute for Seller Disclosure. A Property History Questionnaire form may be provided
with this report to help obtain background information on the property in the event a full Seller Disclosure form is not available. The buyer
should review this form and/or the Seller Disclosure with the owner prior to closing for clarification or resolution of any questionable items.
A final buyer inspection of the house (prior to or at the time of closing) is also recommended.
WOOD-DESTROYING INSECTS/ORGANISMS - In areas subject to wood-destroying insect activity, it is advisable to obtain a current
wood-destroying insect and organism report on the property from a qualified specialist, whether or not it is required by a lender. A standard
home inspection does not include evaluation of the nature or status of any insect infestation, treatment, or hidden damage, nor does it
cover issues related to other house pests or nuisances or subsequent damage.
ELEMENTS NOT INSPECTED - Any element or component not evaluated as part of this inspection should be inspected prior to closing.
Either make arrangements with the appropriate tradesman or contact the Inspection Company to arrange an inspection when all elements
are ready for inspection.

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 5 of 69

HOUSE ORIENTATION - Location descriptions/references are provided for general guidance only and represent orientations based on
a view facing the front of the house from the outside. Any references using compass bearings are only approximations. If there are any
questions, obtain clarification prior to closing.
CONDOMINIUMS - The Inspection of condominium/cooperative do not include exteriors/ typical common elements, unless otherwise
noted. Contact the association/management for information on common element conditions, deeds, and maintenance responsibilities.

The purpose and scope of a standard home inspection does not include the detection, identification or assessment of fungi and other
biological contaminants, such as molds, mildew, wood-destroying fungi (decay), bacteria, viruses, pollens, animal dander, pet or vermin
excretions, dust mites and other insects. These elements contain/carry microbial particles that can be allergenic, infectious or toxic to
humans, especially individuals with asthma and other respiratory conditions or sensitivity to chemical or biological contaminants. Wooddestroying fungi, some molds, and other contaminants can also cause property damage. One particular biological contamination concern
is mold. Molds are present everywhere. Any type of water leakage, moisture condition or moisture-related damage that exists over a period
of time can lead to the growth of potentially harmful mold(s). The longer the condition(s) exists, the greater the probability of mold growth.
There are many different types of molds; most molds do not create a health hazard, but others are toxic.
Indoor mold represents the greatest concern as it can affect air quality and the health of individuals exposed to it. Mold can be found in
almost all homes. Factors such as the type of construction materials and methods, occupant lifestyles, and the amount of attention given
to house maintenance also contribute to the potential for molds. Indoor mold contamination begins when spores produced by mold spread
by air movement or other means to an area conducive to mold growth. Mold spores can be found in the air, carpeting, insulation, walls and
ceilings of all buildings. But mold spores only develop into an active mold growth when exposed to moisture. The sources of moisture in a
house are numerous and include water leakage or seepage from plumbing fixtures, appliances, roof openings, construction defects (e.g.,
EIFS wall coverings or missing flashing) and natural catastrophes like floods or hurricanes. Excessive humidity or condensation caused by
faulty fuel-burning equipment, improper venting systems, and/or inadequate ventilation provisions are other sources of indoor moisture. By
controlling leakage, humidity and indoor air quality, the potential for mold contamination can be reduced. To prevent the spread of mold,
immediate remediation of any water leakage or moisture problems is critical. For information on mold testing or assessments, contact a
qualified mold specialist.
Neither the evaluation of the presence or potential for mold growth, nor the identification of specific molds and their effects,
fall within the scope of a standard home inspection. Accordingly, the Inspection Company assumes no responsibility or liability
related to the discovery or presence of any molds, their removal, or the consequences whether property or health-related.

Pictures in Report - Any pictures (photographs, graphics, or images) included in or otherwise provided in conjunction with this Inspection Report generally
portray overviews of certain elements, depict specific conditions or defects described in the report, or are used solely for orientation purposes. These
pictures do not necessarily reflect all conditions or issues that may need attention or otherwise be of concern. Neither the inclusion of any picture in the report
nor the exclusion of any picture taken during the inspection from the Report is intended to highlight or diminish the significance or severity of any defect or
condition, except as may be described in the Inspection Report. Furthermore, the lack of a picture for any element or condition also does not change the
significance or severity of any defect or condition described in the Inspection Report. The Report must be read in its entirety for all pertinent information.
Additional pictures which may have been taken but were not provided with the report are the property of the company and are maintained for a limited time
for reference purposes only.
Product Notices - A standard home inspection does not include identification or research regarding products (appliances, piping, roofing, or other building
components) installed in a home that may be the subject of a defect study, investigation, warning or recall notice issued by a manufacturer, the Consumer
Product Safety Commission (CPSC), or any other entity. It is very difficult, if not impossible in many cases, to determine which items in a house may be the
subject of an investigation or notice. Should this report include any reference to a product notice, it is provided for general guidance purposes only and does
not imply that an inspection or research was performed to identify other possible concerns. As you take on ownership of your home it is recommended that
you visit the Consumer Product Safety Commission ( ) or Canadian Standards Association ( web sites for current information on
any recalls and safety notices that may be associated with the materials or equipment in your home.

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 6 of 69

Report ID: 051517MKA / Hughes

The inspection of roofs and rooftop elements is limited to readily visible and accessible elements as listed herein; elements and areas concealed from view
for any reason cannot be inspected. This inspection does not include chimney flues and flue liners, or ancillary components or systems such as lightning
protection, solar panels, and similar elements, unless specifically stated. Element descriptions are provided for general information purposes only;
the verification of roofing materials, roof age, and/or compliance with manufacturer installation requirements is not within the scope of a
standard home inspection. Issues related to roof or roofing conditions may also be covered under other headings in this report, including the ATTIC

Moderate Slope
20 - 25 Years

Dimensional Asphalt Shingle

1 - 3 Years

Ladder at Eaves
From Ground

Brick Chimney
Stone Chimney
Rear of House
Center of House

Metal Vent(s)
PVC Vent(s)
Roof Penetration
Front of House
Right of House
Left of House
Rear of House


Metal flashing observed to be missing located at the chimney of the home. Recommend further evaluation
and repair as needed.

Downspout drainage system is a buried drain pipe system which prohibits a complete inspection for proper
function. Recommend monitoring buried downspouts for correct drainage function.

(1) Signs of masonry mortar cracking observed at the masonry chimney. To prevent further damage
separation and possible water penetration recommend sealing mortar cracks with appropriate masonry
material and/or caulking.
(2) Observed signs of efflorescence at the rear chimney. Efflorescence is when water behind the brick
evaporates and leaves behind mineral residue. Recommend further evaluation for water intrusion and repair
as necessary.
S F P NA NI S= Satisfactory, F= Fair, P= Poor, NA= Not Applicable, NI= Not Inspected
Review REPORT TERMINOLOGY on Introduction Page. Consult with your Inspector for clarification on ratings or findings if there are any questions.

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 7 of 69

1.1 EXPOSED FLASHING Item 1(Picture)

1.1 EXPOSED FLASHING Item 2(Picture)

1.1 EXPOSED FLASHING Item 3(Picture)

1.5 DOWNSPOUTS Item 1(Picture)

1.5 DOWNSPOUTS Item 2(Picture)

1.5 DOWNSPOUTS Item 3(Picture)

1.5 DOWNSPOUTS Item 4(Picture)

1.6(1) CHIMNEY Item 1(Picture)

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 8 of 69

1.6(2) CHIMNEY Item 1(Picture)

1.6(2) CHIMNEY Item 2(Picture)

NOTE: All roofs have a finite life and will require replacement at some point. In the interim, the seals at all roof penetrations and flashings, and the
watertightness of rooftop elements, should be checked periodically and repaired or maintained as required. Any roof defect can result in leakage,
mold, and subsequent damage. Conditions such as hail damage or manufacturing defects or whether the proper nailing methods or underlayment were
used are not readily detectible during a home inspection. Gutters (eavestroughs) and downspouts (leaders) will require regular cleaning and
maintenance. All chimneys and vents should be checked periodically. In general, fascia and soffit areas are not readily accessible for inspection; these
components are prone to decay, insect, and pest damage, particularly with roof or gutter leakage. If any roof deficiencies are reported, a qualified roofer
or the appropriate specialist should be contacted to determine what remedial action is required. If the roof inspection was restricted or limited due to roof
height, weather conditions, or other factors, arrangements should be made to have the roof inspected by a qualified roofer, particularly if the roofing is
older or its age is unknown.

© Copyright 2001-2014 DBR

Each HouseMaster Franchise is an Independently Owned and Operated Business.

Page 9 of 69

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